Columbia Bank is offering new customers the opportunity to earn up to $700 when opening an Advantage Plus Checking account and meeting qualifying deposit requirements.
The offer is only available locally. If you’re looking for offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss!
Bonus Details
Total Bonus Available: Up to $700
Account Required: Advantage Plus Checking
Minimum Opening Deposit: $0.01
Bonus Breakdown
Earn $400 Balance Build Bonus
Deposit at least $25,000 in new money within 15 calendar days of opening your account and maintain the balance for an additional 120 days.
- Deposit $25,000 or more → $400 bonus
- Deposit $5,000 to $24,999 → $150 bonus
“New money” refers to funds not previously held at Columbia Bank.
Earn $300 Direct Deposit Bonus
Receive at least $2,000 in qualifying ACH direct deposits within 60 days of account opening.
Eligible ACH credits may include:
- Payroll direct deposits
- Government benefit payments
- Pension or retirement deposits
Internal transfers do not qualify.
Trending Checking Account Deal:
How to Earn the Full $700 Bonus
- Open a new Advantage Plus Checking account.
- Deposit at least $25,000 in new money within 15 days and maintain the balance for 120 days.
- Receive at least $2,000 in qualifying direct deposits within 60 days.
- Keep the account open until all bonus payments are credited.
Bonus Timing
- The $300 direct deposit bonus is paid within 60 days after Columbia Bank verifies qualifying ACH deposits.
- The Balance Build bonus is paid within 30 days after the 120-day balance maintenance period ends.
Monthly Fee
The account charges a $10 monthly maintenance fee, which can be waived each statement cycle by either:
- Receiving at least $1,000 in ACH direct deposits, or
- Completing at least 3 online bill payments or external ACH debits.
Customers age 22 and younger are exempt from the monthly fee.
Additional Account Benefits
- Up to 4 non-Columbia ATM fee rebates per statement cycle (maximum $15 per month)
- Access to Advantage Rewards relationship benefits
- Rate boosts on eligible savings, money market accounts, and CDs
- Mobile banking, mobile check deposit, Zelle®, debit card controls, and bill pay
Eligibility
To qualify for the new account bonus:
- You must open a new Advantage Plus Checking account.
- Customers who have previously received a Columbia Bank checking or savings account opening bonus are not eligible.
- Only one bonus is allowed per customer.
Trending Savings Account Deal:
Bottom Line
The Columbia Bank Advantage Plus Checking promotion offers one of the larger checking account bonuses currently available, with a potential payout of up to $700. The direct deposit requirement is relatively straightforward, while the full bonus requires maintaining a sizable $25,000 balance for four months. Customers who can meet both requirements may find this to be a worthwhile checking account bonus opportunity.
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