We’ll update this page with new offers and promotions from 1st United Credit Union (1stunitedcu.org).
- Update 10/19/2023: Offer is back with promo code HACIENDA. Now $150 checking bonus. If you’re looking for more, take a look at getting up to $600 from BMO Bank for a checking account.
- Update 1/4/2023: $200 checking bonus has returned. Details below.
Established in 1932 and headquartered in Pleasanton, California, 1st United Credit Union has just under 10 locations in the state.
[su_panel shadow=”3px 3px 3px #eeeeee” radius=”2″ text_align=”center”]Membership Info For 1st United CU:
Membership in 1st United Credit Union is open to those who live, work, or attend school in Alameda, Contra Costa, Kings, San Joaquin, Solano, or Stanislaus Counties in California. See current membership info.[/su_panel]
A review of the rates from 1st United Credit Union were underwhelming. Use our Savings/Money Market and CD guides for the best nationwide rates.
1st United Credit Union $150 Checking Account Bonus
- What you’ll get: $200 bonus
- Where it’s available: CA
- How to earn it: To receive the $150 incentive
- Open a checking account with promo code HACIENDA
- Set up a monthly direct deposit of $500 or more within 60 days
- activate and make a signature or PIN purchase with debit card within 60 days
- When it expires: None listed
Account Features
- No monthly fee – it’s free
- No minimum balance
- Free FICO® Score
- Free online and mobile banking
- Free bill pay
- Free ATM access at 30,000+ ATMs
Waive The Monthly Fees
No monthly fees with the Rewards Checking account.
Fine Print
- Offer not available to existing or additional 1st United checking accounts.
- Must open a checking account and complete all the requirements to qualify for additional certificate account incentives.
- We reserve the right to retain incentive if certificate account is closed early and/or if checking account is closed within six months.
- Checking account and debit card establishment are subject to approval using a third-party consumer reporting agency.
- Members age 17 and under require an adult joint owner.
- Rewards checking account: Only available for members 18 and older.
- Dividends are paid monthly based on average daily balance, and will only be paid if the combined total of debit and credit card purchase transactions reaches 15 or more within the month.
- All qualifying transactions must post to the account and the funds must be available to fund the transaction by the last business day of each month.
- No monthly fee, but other fees may reduce earnings.
- FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
Bottom Line
Membership is limited to select areas in California only. Check their website for the latest membership details.
[Expired] 1st United Credit Union $200 Business Checking Offer
- What you’ll get: $200 bonus
- Where it’s available: CA
- How to earn it:
- Open a new business checking account using the promo code SMALLBIZ.
- When it expires: 12/31/2022
How To Earn The Bonus
Open a new business checking account using the promo code SMALLBIZ.
Account Features
- No monthly fee – it’s free
- No minimum balance
- Free FICO® Score
- Free online and mobile banking
- Free bill pay
- Free ATM access at 30,000+ ATMs
Waive The Monthly Fee
No monthly fees with the business checking account.
Fine Print
- Incentive will be credited by the 10th of the following month after requirements are fulfilled.
- Current 1st United members do not qualify for the $200 incentive.
[Expired] 1st United CU $50/$75 Referral Bonus
- What you’ll get: $50/$75 bonus
- Where it’s available: CA
- How to earn it:
- Earn $75 if you refer by July 8, 2022. Then it reverts back to their normal referral bonus of $50.
- Complete the form on the offer page to give 1st United CU your friend’s name and email address—as many as you like
- They’ll send your friend an email inviting them to join
- When your friend joins and opens a membership with a qualifying account using the promotional code from the email, you’ll both receive $50
- When it expires: 9/30/2022
READ MORE: WELCOME OFFERS FROM AXOS AND CHASE.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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Does anyone here at these credit unions that want to get the referral bonus us our applications. Please let us know. There are readers who’d love to be joining.