Wintrust Bank $500 Checking & Savings Account Bonus [FL, IL, WI, IN] – Ends 1/29/25

Here, you can find the latest deals and bonuses from Wintrust Bank. In the past, most cash bonuses have ranged from $50 to $500.

• Update 6/1/24: The offer is back through January 29, 2025 at this link for Wintrust in IL.
• Update 12/24/23: The offer is still good.
• Update 7/6/2023: Offer extended through 1/31/2024.
• Update 3/26/2023: The offer has been extended through 6/30/2023.
• Update 1/13/2023: $500 checking and savings offer has extended until 3/31/2023. Details below.

Wintrust Bank is one of more than 150 affiliated Wintrust Community Banks in Illinois, Wisconsin, and Indiana that are linked together. Wintrust Bank was founded in 1994 and has its main office in Chicago, Illinois. It has about 30 branches in Illinois.

I’ll review the current offers below.

See Posts History below for more offers from Wintrust Bank.

Wintrust Bank $300 Checking + $200 Saving Bonuses

• What you’ll get: $300 for Checking + $200 for Savings
• Where it’s available: FL, IL, WI, IN
• How to earn it:
  • Earn $300
    • Open a new Total Access Checking account
    • Enroll in online banking
    • Activate e-statements
    • Have at least monthly occurring direct deposits totaling $500 or more each month for the qualification period (2 consecutive calendar months after the calendar month your new account was opened).
  • Earn $200
    • Open a statement savings account
    • Deposit $15,000 or more during the month of account opening and maintain it for three months after the initial month the account is opened in
• When it expires: 1/29/2025
• Bonus link for FL (Wintrust Florida)
• Bonus link for IL (Wintrust)
• Bonus link for IN (Dyer Bank & Trust)
• Bonus link for WI (Town Bank)

How To Earn The Bonus

• Earn $300
  • Open a new Total Access Checking account
  • Enroll in online banking
  • Activate e-statements
  • Have at least monthly occurring direct deposits totaling $500 or more each month for the qualification period (2 consecutive calendar months after the calendar month your new account was opened).
• Earn $200
  • Open a statement savings account
  • Deposit $15,000 or more during the month of account opening and maintain it for three months after the initial month the account is opened in

READ MORE: GET THIS CASH PROMOTION FROM BMO BEFORE IT ENDS

Account Features

• Online banking
• Mobile banking
• Cardless cash
• Remote check deposit
• E-statements
• Zelle

READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS

Waive The Monthly Fee

There are no monthly maintenance fees.

READ MORE: GET TOP OFFERS FROM CHASE, AXOS, AND BMO.

Fine Print

1. General Bonus Information:
   • Valid for new accounts opened between January 1, 2022, and January 31, 2024.
   • Not available to existing or closed checking and savings account customers of Wintrust Financial Corporation (WTFC) and its subsidiaries or active employees.
   • Limit of 1 bonus payment per customer, regardless of the number of accounts opened.
   • Ineligible to receive the same bonus offer or any other interest rate offer in the same product from any other WTFC location.
2. ATM Fees:
   • No WTFC transaction charge at ATMs in the Allpoint, ATM Access (Town Bank customers only), MoneyPass, or Sum surcharge-free networks.
   • Other banks outside the network may impose ATM surcharges.
   • Reimbursement of surcharge fees charged by owners of other ATMs outside the network, excluding the 1.10% International Service fee for certain foreign transactions conducted outside the continental United States.
3. Total Access Checking Bonus Information:
   • Ineligible to receive the Total Access Checking bonus offer from any other WTFC location.
   • Eligible for combining with other WTFC savings offers.
   • New account must be open, in the same product, and have a balance greater than zero to receive the bonus payment.
   • $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes.
4. Total Access Checking Bonus Qualifications:
   • Open a new Total Access Checking account.
   • Mention the offer during in-branch account opening, visit the provided URL, or enter Echecking300 when applying online.
   • Have at least monthly occurring direct deposits totaling $500.00 or more each month for 2 consecutive calendar months after the account opening.
   • Enroll in online banking and activate e-statements within the qualification period.
   • Direct deposits exclude certain transactions like teller/ATM/mobile or remote deposits, wire transfers, online banking/telephone transfers between WTFC accounts, external transfers from other financial institutions, and debit card transfers and deposits.
   • Bonus payment deposited within 30 calendar days after completing all bonus qualifications.
5. Statement Savings Account:
   • Fees may reduce earnings.
   • Interest rate on the account can be changed at any time.
   • Transaction limitations may apply.
6. Statement Savings Bonus Information:
   • Ineligible to receive the Statement Savings bonus offer or any other savings interest rate offer from any other WTFC location.
   • Eligible for combining with other WTFC checking offers.
   • New account must be open, in the same product, and have a balance greater than zero to receive the bonus payment.
   • $200.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes.
7. Statement Savings Bonus Qualifications:
   • Open a new Statement Savings account.
   • Mention the offer during in-branch account opening, visit the provided URL, or enter Esavings200 when applying online.
   • Deposit $15,000.00 or more of new money.
   • Maintain a minimum balance of at least $15,000.00 on the last business day of each of the 3 consecutive calendar months following the account opening.
   • Bonus payment of $200.00 deposited within 30 calendar days after completing all bonus qualifications.

READ MORE: GET CASH, PRIZES AND MORE WITH THESE REFERRAL DEALS

Bottom Line

This bonus is significantly higher than their usual offers. See the business checking offers from Wintrust at the links below.

Posts History:

• Wintrust Bank $300 Entrepreneur Business Checking Bonus [FL, IL, WI, IN] – Ended
• Wintrust Bank $500 Business Community Checking Bonus [FL, IL, WI, IN] – 1/31/24

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.