Wealthfront Cash Account 5.00% APY (5.50% APY With Referral)

Wealthfront Cash Account is a high-yield hybrid account that combines the features of both checking and savings accounts with no fees or strings attached. See the rate details below.

• Update 12/13/2023: APY rate increased to 5.00%. You can get 5.50% APY with referral.
• Update 10/17/2023: Reminder that you can get a 0.50% boost for referring. Earn up to 5.30% APY.
• Update 7/27/2023: Wealthfront has raised the APY to 4.80%. The boosted rate through a referral will go to 5.30% APY. These new rates start July 28, 2023.
• Update 5/4/2023: Wealthfront has raised the APY from 4.30% to 4.55%. The boosted rate through a referral will go to 5.05% APY. These new rates start May 5, 2023.
• Update 3/24/2023: Wealthfront has raised the APY from 4.05% to 4.30%. The boosted rate through a referral will go to 4.80% APY.
• Update 2/8/2023: You can boost your Cash Account APY +0.50% if you sign up through a referral. See our link below.
• Update 2/3/2023: Wealthfront has raised their APY from 3.80% to 4.05%.
• Update 1/2/2023: The $30 sign-up bonus has expired. But the rate is still 3.80% APY
• Update 12/23/2022: You can now get a $30 bonus for a new Wealthfront Cash Account through a referral link. See below.
• Update 12/16/2022: Wealthfront raised the APY on their Cash Account from 3.30% to 3.80%.

READ MORE: GET $5,000 MANAGED FREE WITH THIS OFFER FROM WEALTHFRONT

See the bottom of this page for more offers from Wealthfront.

Wealthfront Cash Account Details

The Wealthfront Cash Account combines checking and savings features in one account. The account earns market-leading APY and can be opened with just a $1 deposit. Customers don’t have to pay monthly fees or overdraft fees, and they can use any of the more than 19,000 fee-free ATMs across the country.

Cash Account is offered by Wealthfront Brokerage, a Member of FINRA / SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and Cash Account is not a checking or savings account. Wealthfront, like the vast majority of cash management services, works with partner banks to make sure that deposits up to $2 million are covered by the FDIC.

• Zero account fees. No monthly or maintenance costs.
• Unlimited fee-free transfers
• Up to $2M FDIC insurance through partner banks

Wealthfront Cash Account 5.50% APY Through Referral

If you’re looking for a way to maximize your savings, you might want to consider opening a Wealthfront Cash Account. With this account, you’ll not only enjoy an industry-leading 5.00% APY, but you can also get a boosted 5.50% APY for the first three months through a referral link.

That’s an extra 0.50% interest that you can earn through a referral. There’s no minimum balance requirement, so you can start earning interest on your savings right away.

>> USE MY REFERRAL LINK TO GET YOUR APY BOOST

[Expired] Wealthfront Cash Account $30 Bonus & $30 Referrals

Get your $30 bonus when you open your new cash account with $500 through a referral link. Use the referral link below for your $30 opening bonus.

Once you have an active Cash Account with Wealthfront you can earn more $30 bonuses through qualified referrals.

READ MORE: TAKE A LOOK AT THIS INVESTING PROMOTION FROM J.P. MORGAN BEFORE IT’S GONE

Terms

• When an Eligible Referrer refers a friend who is a new first-time Wealthfront client (i.e., who has never opened or held any Wealthfront account but is eligible to do so) via one of these methods (an “Eligible New Client”), the Eligible Referrer and Eligible New Client can each earn a Bonus.
• For an Eligible Referrer to earn a Bonus (a “Referral Bonus”), they must first refer an Eligible New Client via one of the methods described above, and the Eligible New Client must fill out a complete application for a Cash Account after following the hyperlink in the invitation (i.e. the Eligible New Client must navigate to Wealthfront’s Cash Account sign-up flow by clicking on the “Get Started” referral link and must complete the sign-up flow by reaching the final agreement page).
• In addition, the Eligible Referrer’s Cash Account must remain open until the Referral Bonus is paid, which will occur thirty (30) calendar days after the day on which the Eligible New Client completes the above steps (the “Referral Bonus Payment Date”), provided that the Eligible Referrer’s Cash Account must have been funded on at least one occasion on or prior to the Referral Bonus Payment Date.
• Only one Referral Bonus can be earned for each Eligible New Client. Each Eligible Referrer may receive a maximum of five (5) Referral Bonuses under the Cash Referral Program.
• An Eligible New Client who receives a referral via one of the methods described above can earn a Bonus (a “Recipient Bonus”) by using the referral link to open and fund a new Cash Account.
• To earn the Recipient Bonus, the Eligible New Client must navigate to the Cash Account sign-up flow by clicking on the “Get Started” referral link and must successfully open a new Cash Account.
• In addition, the Eligible New Client must make a minimum initial deposit of at least $500.00 at account opening; the new Cash Account must remain open for at least thirty (30) calendar days after the day on which it is opened; and the Cash Account must have a minimum balance of at least $500.00 on the thirtieth (30th) day following the day on which it is opened.
• The Recipient Bonus will be paid on the thirtieth (30th) day following the day of account opening if the above criteria have been met.
• Eligible New Clients can only earn one Recipient Bonus under the Cash Referral Program.
• An Eligible New Client will not be eligible to earn the Recipient Bonus if the referrer has already earned five (5) Referral Bonuses in connection with other referrals, even if all other eligibility criteria have been satisfied.

READ MORE: SEE THIS CHECKING BONUS FROM FIFTH THIRD BANK

Bottom Line

Wealthfront’s Cash Account is setting itself apart from the competition by offering a high-yield rate that towers over most banks. You can compare it to top online savings accounts here.

With this account, customers can move their savings to a place where they can earn more money with no account fees and no strings attached. The account comes with unlimited fee-free transfers and up to $2 million in FDIC insurance through partner banks, ensuring ultimate flexibility and security for customers.

What sets this account apart is that there are no sneaky requirements, like minimum account size, required direct deposit, or required debit card transactions. This means that customers can access the great rate with no limitations on the amount they save or how they save it. This makes Wealthfront’s Cash Account a great option for those who want to make the most out of their savings. And don’t forget that you can earn up to 5.30% APY with a referral.

See more from Wealthfront:

• Wealthfront Promotions: $5,000 Managed Free Offer + $5,000 Per Referral
• Chance To Win $25,000 With Wealthfront Sweepstakes – Ends 02/18/2023

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.