TD Bank is back with limited-time bonuses for new checking customers. Whether you’re looking for a no-frills account or a premium option, you can earn up to $400 with qualifying direct deposits.
Key Takeaways
- Bonus Amounts: $300 or $400
- Eligible Accounts: TD Complete Checking or TD Beyond Checking
- Direct Deposit Required: $500 for Complete, $2,500 for Beyond
- Bonus Payout Time: On or before 180 days from account opening
- Expiration Date: May 23, 2025
- Offer Code: Automatically applied via offer links
How To Get the Bonus
TD Complete Checking – $300 Bonus
- Open a new TD Complete Checking account
- Receive $500 or more in qualifying direct deposits within 60 days
TD Beyond Checking – $400 Bonus
- Open a new TD Beyond Checking account
- Receive $2,500 or more in qualifying direct deposits within 60 days
Qualifying direct deposits include payroll, Social Security, pension, or other government benefits via ACH. Transfers from apps like Venmo or PayPal don’t count.
Trending Checking Account Deal:
Account Fees & Waiver Options
TD Complete Checking
- Monthly Fee: $15
- Waived If:
- $500 in direct deposits
- OR $500 minimum daily balance
- OR $5,000 combined balance across TD accounts
- Paper Statement Fee: $3 (waived for customers 60+)
TD Beyond Checking
- Monthly Fee: $25
- Waived If:
- $5,000 in direct deposits
- OR $2,500 minimum daily balance
- OR $25,000 combined balance across TD accounts
- Extras:
- ATM fee reimbursements (with $2,500 daily balance)
- Overdraft payback (2 per year)
- Free official checks, wires, and more
Who’s Eligible
- New customers only
- You cannot have had a TD Bank checking account within the past 12 months
- Must not have received a previous TD checking bonus
Bonus Payment Timeline
- Bonuses are paid within 180 days of account opening
- Account must remain open and in good standing
- If closed within 6 months, the bonus will be deducted
Our Take
TD Bank’s offers are solid if you’re looking to earn a reliable cash bonus for minimal effort. The $300 bonus for TD Complete Checking is one of the easiest on the market right now with only $500 in required direct deposits.
Go for TD Beyond Checking if you want more premium perks and can meet the higher deposit requirement. Just be aware of the $25 monthly fee and how to waive it.
For the savings side, TD is also offering up to $1,600 with a TD Signature Savings account—worth stacking if you have more to deposit.
Related Bank Bonuses
More offers available nationwide? Yes, please! Our expert guide to the top bank bonuses features BMO & Chase’s best deals—claim yours today!
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