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Home Bank Promotions

Best HSBC Bank Bonuses, Promotions of May 2025

Tony Jay by Tony Jay
April 22, 2025 4:02 pm CDT
in Bank Promotions
53
Earn a $300 cash bonus with BlueVine!
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Explore the latest HSBC Bank promotions, bonuses, and offers for checking and savings accounts. From $200 to a whopping $2,000 in cash, find out how to secure the best HSBC bank bonuses available now.

Key Takeaways

  • HSBC offers a range of bonuses for new checking and savings accounts, from $200 to $2,000.
  • Requirements typically include a certain number of transactions, direct deposits, or a minimum transfer amount.
  • HSBC is ideal for expats, digital nomads, and residents with its extensive U.S. and international presence.
  • See the best offers below.
Table of Contents
  • Key Takeaways
  • Introduction
  • How To Get An HSBC Bonus
  • Best HSBC Bank Offers
  • Other Things You Should Know About HSBC Promotions
  • Bottom Line

Introduction

Who doesn’t love a good deal, especially when it means extra cash in your pocket? With HSBC Bank, you can discover lucrative banking opportunities through their wide range of bonuses for both checking and savings accounts. Whether you’re after a quick $200, a solid $500, or even a jaw-dropping $2,000 in cash, HSBC has a bonus to fit your needs.

With branches across key U.S. states and a strong international presence, HSBC is a top choice for expats, digital nomads, and anyone looking for a bank that truly delivers. So, if you’re ready to explore the current sign-up bonuses and promotions HSBC has waiting for you, keep reading to learn how to make the most of your banking experience!

How To Get An HSBC Bonus

HSBC often has various bonus and promotion offers for those who are considering becoming new customers.

These offers usually require certain criteria within a specified timeframe. The requirements usually involve completing a specific number of transactions, making direct deposits, or transferring funds over a minimum dollar amount.

The specific details of the bonuses and promotions offered by HSBC can vary depending on the particular offer and the type of HSBC account that is being opened. These offers are subject to change, so it’s important to check with HSBC directly or visit their official website for the most up-to-date information.

Remember, the promotions mentioned below are subject to change, and additional terms and conditions may apply.

Best HSBC Bank Offers

HSBC Premier Checking: Earn Up to $3000 Bonus – Ends 6/30/25

HSBC offers an attractive bonus of up to $3000 for new Premier Checking customers. By opening a new account and maintaining a qualifying balance, you can easily qualify for this bonus. Imagine enjoying this extra cash along with numerous premium…

HSBC Bank $6,000 In Referrals For You, Up To $1,000 For Them – Ends 6/30/25

Earn up to $6,000 in bonus money when you refer a friend or family member with this offer from HSBC Bank. You can earn $300 per qualifying referral, with the potential to earn up to $6,000 in a calendar year.…

Other Things You Should Know About HSBC Promotions

When considering an HSBC bonus offer, there are a few important things to keep in mind. Here are some considerations:

  1. Apply Through HSBC’s Offer Page: To qualify for a bonus, it’s not enough to simply apply for a new HSBC Premier checking account online. You must apply through the specific offer page on HSBC’s official website.
  2. Bonuses for New HSBC USA Customers: HSBC bonus offers are typically available for new customers in the United States. If you’re a previous or existing HSBC banking customer, you likely will not be eligible for the bonus.
  3. Account Must Remain Open: Once you qualify for a bonus, it may take a few months for it to be credited to your account. During this time, it is important to keep your HSBC checking account open. Be aware that some accounts have a monthly fee that need minimum requirements to waive.
  4. Tax Implications: Like other bank bonuses, the bonus you earn from HSBC is considered taxable income for the year. HSBC will report your earnings as interest to the IRS, and you will receive a Form 1099-INT in the mail to include when filing your taxes.

Remember to review the terms and conditions of the specific bonus offer and visit HSBC’s official website for the most accurate and up-to-date information regarding their bonus offers.

Bottom Line

When considering HSBC bonus offers, weigh the pros and cons before making a decision.

The bonus earned through HSBC will be considered taxable income and will be reported to the IRS, resulting in potential tax implications.

It may take up to eight weeks for the bonus to be deposited into your checking account once you meet the eligibility requirements.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

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Tony Jay

Tony Jay

Hey there! I'm Tony, a personal finance enthusiast.

If you're looking to maximize your savings, I've got you covered. From exclusive banking promotions and investing bonuses, to exciting credit card offers, I'll keep you in the loop on the hottest deals in town.

Join me here at MoneysMyLife and let's embark on this adventure together. Contact me here.

Comments 53

  1. Kevin Rusch says:
    4 years ago

    They’ll never pay. HSBC has been giving me a runaround over my bonus for 6 months.

    Loading...
    Reply
  2. Flora Lai says:
    4 years ago

    Hi,
    I can provide referrals for personal and small business account if you open up an account at HSBC in Canada. We both will get the referral bonuses. Please email me at floratlai@yahoo.ca

    Loading...
    Reply
  3. Mohammed says:
    5 years ago

    Hello All, this is My referral CODE: S015255484
    name: Mohammed Abdalla,

    Loading...
    Reply
  4. Colvin says:
    5 years ago

    Please use my code when signing up: S015259970 Colvin

    You can do this all over the phone, they only asked me for a ref. code, no name.

    us.hsbc.com/share-the-experience/

    Loading...
    Reply
  5. forrecsh8@gmail.com says:
    5 years ago

    If you are going to open an account with HSBC Canada, I would like to refer you! You can ask referral form through sending email to: forrecsh8@gmail.com, I will sign and send it to you ASAP.

    f you are going to open an account with HSBC USA,You can simply present my referral code( S013292057 ) when you open your new account at any HSBC branch or over the phone in USA.

    my referral code: S013292057

    Loading...
    Reply
    • Jeff ready says:
      5 years ago

      If I open hsbc/USA acct and apply codes013292057. What do I get out of this? When I started my buisness I was promised financial gain along with open acct. Nothing came of it. But aggravating identity theft that I’m still battling. Jeffrey Ready

      Loading...
      Reply
  6. itsjustnate says:
    5 years ago

    HSBC offers a referral program that is currently better than what is being offered publicly.

    To get the bonus, it says that “The new account must meet qualifying requirements within 90 calendar days of account opening” or basically just meet the requirements to keep the account fee free.

    One caveat is that you have to open either by phone at 800.975.4722 or in person. My referral code is S015181908.

    It looks like HSBC is pretty lax with direct deposit, I see that Wells Fargo, Chase, Discover, and Ally all worked successfully. The HSBC Premier requires a $5000 Direct Deposit, and if you can’t manage that HSBC Advance accepts any amount of Direct Deposit. The Fusion business for $300 also looks pretty good.

    There are 4 account options:

    $600 referral bonus HSBC Premier:
    Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment* accounts; OR
    Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
    HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages.
    $250 HSBC Advance checking
    Monthly recurring direct deposit from a third party to an HSBC Advance checking account; OR
    An HSBC U.S. residential mortgage loan.
    Balances of $5,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment* accounts; OR

    $100 HSBC Choice Checking
    Balances of $1,500 in combined U.S. consumer U.S. Dollar deposit and investment* accounts; OR
    Monthly recurring direct deposit from a third party to an HSBC Choice Checking account.
    $300 The Fusion First Business Checking account
    Have an account balance of at least $5,000 for 90 days.
    Small print:
    Consumers who currently hold, or have held in the past 3 years, an HSBC consumer deposit or investment account are not eligible.

    Businesses who currently hold, or have held in the past 3 years, any HSBC business account are not eligible.

    The bonus will post within 8 weeks from the date the new account is fully qualified, and
    The new Eligible Account must be open without being changed to a product with lower requirements and in good standing at time of gift fulfillment.

    Also, you can’t refer yourself.

    Loading...
    Reply
    • forrecsh8@gmail.com says:
      5 years ago

      If you are going to open an account with HSBC Canada, I would like to refer you! You can ask referral form through sending email to: forrecsh8@gmail.com, I will sign and send it to you ASAP.

      f you are going to open an account with HSBC USA,You can simply present my referral code( S013292057 ) when you open your new account at any HSBC branch or over the phone in USA.

      my referral code: S013292057

      Loading...
      Reply
  7. Jason says:
    5 years ago

    Hi all,

    Feel free to use my referral code for an extra bonus. Win win situation 🙂

    Your Personalized Referral Code:
    S015170985

    Thanks 🙂

    Loading...
    Reply
  8. Jenny says:
    5 years ago

    Get a $100 to $500 bonus when you open a HSBC Premier, Advance, Choice Checking (for personal accounts) or Fusion Professional, Fusion Smart or Fusion First checking account (for business accounts) over the phone 800.975.HSBC (4722) 
    or in a branch using referral code S014590779 by August 1, 2020.

    Loading...
    Reply
  9. SUNNY says:
    6 years ago

    If you are going to open an account with HSBC Canada, I would like to refer you! You can ask referral form through sending email to: forrecsh8@gmail.com, I will sign and send it to you ASAP.

    If you are going to open an account with HSBC USA,You can simply present my referral code( S013292057 ) when you open your new account at any HSBC branch or over the phone in USA.
    my referral code: S013292057

    Loading...
    Reply
    • abcnikyabc@gmail.com says:
      5 years ago

      HSBC Canada: please send me an email to abcnikyabc@gmail.com I can provide the referral form within a day

      Loading...
      Reply
    • forrecsh8@gmail.com says:
      5 years ago

      If you are going to open an account with HSBC Canada, I would like to refer you! You can ask referral form through sending email to: forrecsh8@gmail.com, I will sign and send it to you ASAP.

      If you are going to open an account with HSBC USA,You can simply present my referral code( S013292057 ) when you open your new account at any HSBC branch or over the phone in USA.
      my referral code: S013292057

      Loading...
      Reply
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