New York Community Bank $350 Checking Bonus [AZ, FL, MI, NJ, NY, OH] – Ended

Find new bank bonuses and promotions from New York Community Bank (NYCB) here. Currently you can earn up to $350 for a new checking account.

• Update 11/12/2023: The offer has been extended until 12/30/23. Here’s a better deal from BMO Bank that can land you up to $400.
• Update 11/6/2023: The offer ended 10/21/23 but the offer link hasn’t been taken down. if you missed out on this deal.
• Update 10/7/2023: The offer has been extended through 10/21/23.
• Update 7/24/2023: New $350 offer available through 8/31/2023.
• Update 12/5/2022: New York Community Bank (NYCB) and Flagstar Bank have merged and will operate as Flagstar Bank, N.A. My Banking Direct is a service of Flagstar Bank.

New York Community Bank has branches in Arizona, Florida, New Jersey, New York and Ohio with more than 230 branches. If you aren’t local to a branch, check out these bank offers instead.

After a review of their rates, I definitely recommend looking elsewhere if you’re seeking good returns on a Savings or CD account. See our comparison pages here: Savings Rates | CD Rates.

New offers below.

New York Community Bank $350 Offer Details

• What you’ll get: Up to $350
• Where it’s available: AZ, FL, MI, NJ, NY, OH
• How to earn it:
  • Open a My Community Free Checking account with $1 or more or a My Community Interest Checking account with $100 or more.
  • Maintain an average daily balance of $500 or more for the first 90 days, AND
  • Have one or more direct deposits (ACH credits) totaling $500 or more in the first 90 days.
  • You will receive a bonus credit in your new account 91 – 104 days after the account’s initial funding.
• When it expires: 12/30/2023

Waive The Monthly Fee

• My Community Free Checking has no monthly fees.
• My Community Interest Checking: Monthly maintenance fee waived with a daily balance of $500.

Fine Print

• Bonus offer applies to new consumer checking customers only.
• My Community Free Checking: Open with $1.00 or more; reward: $250.00 bonus.
• My Community Interest Checking: Open with $100.00 or more; reward: $350.00 bonus.
• Bonus credited 91-104 days after the initial deposit to the new account and within 90 calendar days of account funding.
• To qualify for the bonus, maintain an average daily balance of $500.00 or more and have one or more direct deposits (ACH credits) totaling $500.00 or more.
• Limited to one checking bonus per household.
• Accounts closed within 180 days may have the bonus reclaimed.
• Flagstar Bank, N.A. employees and officers are not eligible for the offer.
• Ineligible if previously received a checking cash bonus.
• Account applications subject to normal approval process, area restrictions may apply.
• Bonus reported as interest income for tax purposes.
• Offer subject to change or cancellation without notice.

READ MORE: SEE THESE CASH BACK SHOPPING PROMOS AND OFFERS FOR BONUS CASH AND REWARDS

Bottom Line

Way better than the old $250 bonus – the requirements are exactly the same.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.