My Banking Direct is offering great rates for their online certificate of deposit (CD) accounts.
- My Banking Direct is the online arm of Flagstar Bank (recently merged with New York Community Bank).
- New York Community Bank created My Banking Direct in order to offer higher annual percentage yields on Money Market and Certificate of Deposit (CD) accounts.
- Operating online only, they avoid the higher overhead costs of physical branch locations and can pass on these savings in the form of higher rates.
See the Posts History below for all My Banking Direct offers.
My Banking Direct 12 & 24 Month CDs (Nationwide)
Click below to see what they currently are offering for their 12 and 24 month CD accounts.
- Available nationwide
- Minimum for APY: $500
- Maximum for APY: –
How To Open An Account
- Use the link above to start the online opening process.
- Before you begin, be sure to have the following information available to complete your account application.
- Personal Information
- Social Security Number or Tax Identification Number
- Valid U.S. Address
- Form of identification
- Fund your account. Minimum of $500-$2500 to open your account. You can transfer funds with electronic transfer, mail in check, or wire.
- They’ll send an email confirming your account has been successfully opened.
Posts History for My Banking Direct:
Read more: Compare with the nation’s best CD rates here.
READ MORE: GET TOP OFFERS FROM CHASE, AXOS, AND BMO.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.