How to Get a $200 Bonus with M&T Bank Personal Checking – Ends 7/31/24

Get a $200 bonus with M&T Bank’s personal checking account by making $500 in direct deposits within 90 days. Offer ends 7/31/24!

Introduction: M&T Bank $200 Personal Checking Account Bonus

Looking to boost your savings with a quick $200? M&T Bank’s latest offer is an excellent opportunity to do just that.

Imagine opening a new checking account and earning $200 just by setting up $500 in direct deposits within the first 90 days. This offer, valid until July 31, 2024, can help you start building a financial cushion effortlessly.

Ready to make the most of this opportunity? Let’s dive in and see how you can claim this bonus today!

Recent Updates

• Update 5/15/2024: The offer has been extended through 7/31/24.
• Update 10/24/2023: The offer has been extended through 12/31/2023.
• Update 7/3/2023: Offer has been extended through 9/30/2023.
• Update 4/10/2023: Offer has been extended through 6/30/2023.
• Update 11/8/22: The offer has been extended through 1/31/23.

M&T Bank is also offering a $400 cash bonus for a MyChoice Premium Checking account. Read about the offer here.

See the bottom of this page for more offers from M&T Bank.

M&T Bank Bonus: $200 Checking Offer

• What you’ll get: $200 bonus
• Where it’s available: CT, DC, DE, FL, MA, MD, NJ, NY, PA, VA, WV
• How to earn it: Open any personal M&T checking account and make qualifying direct deposits totaling at least $500 within 90 days of account opening.
• When it expires: 7/31/24

Waive The Monthly Fee

EZChoice Checking:

No monthly maintenance fee.

MyChoice Plus:

WAIVE THE $14.95 MONTHLY MAINTENANCE FEE WITH:

• Direct deposits of $1,500 or more per month, or
• $2,500 or more average balance in this account

MyChoice Premium:

WAIVE THE $24.95 MONTHLY MAINTENANCE FEE WITH:

• $7,500 or more average balance in this account, or
• $25,000 or more combined balances in eligible M&T accounts

M&T Classic with Interest:

WAIVE THE $4.95 MONTHLY MAINTENANCE FEE WITH:

• $500 or more average balance in this account, or
• $1,500 or more combined balances in eligible personal deposit accounts, or
• At least 1 direct deposit to this account, or
• 10 or more debit card transactions from the acccount

READ MORE: GET TOP BONUSES FROM CHASE, AXOS, BANK OF AMERICA AND BMO.

Fine Print

• The promo code is required at account opening to qualify for the bonus.
• Your new personal M&T checking account must still be open when we seek to credit the bonus.
• Only one bonus will be awarded per customer regardless of the number of accounts opened.
• Bonus offers are not available to employees of M&T Bank, any of its affiliates, or to customers who have received a bonus in connection with a personal M&T checking account within the last 12 months.
• A $50 early close-out fee applies if the account is closed within 180 days of opening.
• Bonus offers may vary by product and region, are not transferable and are reportable for tax purposes.

READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS

Bottom Line

A $150 bonus offer is typically the one that’s available more often, so the $200 offer is definitely worth a look. Previously, offers were stack-able but now you’ll only be able to qualify for a bonus every 12 months.

See more from M&T Bank:

• M&T Bank $500 Checking + Money Market Bonus – Ends 8/30/24
• M&T Bank $500 MyChoice Premium Checking Bonus – Ends 11/30/24
• M&T Tailored Business Checking Bonus: Earn up to $1,500 – Ends 12/31/24
• M&T Bank $50 – $150 Referral Bonus, Up To $500 Yearly
• M&T Business Rewards Credit Card 10,000 Bonus Points ($100 Value)
• M&T Visa Credit Card with Rewards 10,000 Bonus Points ($100 Value)
• M&T Visa Signature Credit Card 10,000 Bonus Points ($100 Value)

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

By Tony Jay, a seasoned finance blogger and executive editor, who boasts over two decades of experience in the banking sector, with a specialization in online banking and savings strategies. Tony holds a doctoral degree from Tulane University. Edited by John Huynh, who brings more than two decades of experience in finance and investing, including as a senior finance and operations manager at a renowned research institute and degrees in economics and international studies from UC Irvine.