Unlock the power of the Owner’s Rewards Card by M1 with up to 10% cash back on purchases. Enjoy no annual fee, seamless reinvestment of rewards, and exclusive Visa Signature® benefits. Start growing your wealth today!
Earn up to 10% cash back* with the Owner’s Rewards Card by M1. Shop with more than 70 popular brands to earn Owner’s Rewards of 2.5%, 5%, and 10% cash back. Earn standard rewards of 1.5% cash back on everything else.
Key Takeaways
- Earn Cash Back and Invest: Earn cash back on everyday purchases with the Owner’s Rewards Card by M1 and reinvest your rewards for long-term growth.
- Tiered Cash Back Rewards: Enjoy a baseline of 1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back.
- Seamless Reinvestment: Use M1 automation to effortlessly reinvest your rewards for long-term impact.
- Comprehensive Financial Integration: Integrate more of your financial life in one place while M1 helps you grow your wealth with everyday transactions.
- Visa Signature® Benefits: Benefit from Visa Signature® perks including Zero Liability, exclusive experiences, and more.
- Invest as You Spend: This credit card for investors lets you build your wealth with every transaction.
- No Annual Fee: Enjoy the card without any annual fee.
Update 5/14/2024: Details updated, see below.
Updates for 2/1/2024:
- This card no longer has an annual fee
- Shareholding is no longer a requirement for earning rewards. For example, you won’t need to own Apple stock to earn rewards for purchasing the new iPhone.
- The 2.5%, 5%, and 10% cash back rewards tiers are now exclusive to M1 Plus, with 1.5% cash back earned on everything else. Clients without Plus will earn a flat rate of 1.5% cash back on eligible purchases.
See Posts History below for more offers from M1 Finance.
M1 Finance Owner’s Rewards Card Offer Details
Card Features:
- Up to 10% cashback on select brands: Earn between 2.5% and 10% cashback on purchases from brands in the Owner’s Rewards program.
- 1.5% cash back on everything so you can earn on your everyday purchases
- Reinvest rewards automatically: Easily reinvest your cash back rewards into yor M1 investment portfolio if you choose.
- Visa signature Benefits including Zero Liability, travel protections, and purcahse security
- Set up automatic payments from your High-Yield Cash Account to pay off your balance each month
Credit Card Disclosure
Credit Card not available for US Territory Residents. Review Cardholder Agreement and Rewards Terms for important information about the Owner’s Rewards Card by M1. The Owner’s Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank. can be found here. All Standard Reward purchases receive 1.5% cash back. Owners Rewards and Standard Rewards are subject to a maximum of $200 cash back in aggregate per calendar month. Exclusions may apply. See Rewards Terms for additional information and exclusions.
Audio/Video Content Disclosure
Information presented is accurate as of (date the video recorded/posted). For the latest information, please visit m1.com. When Brands are called out specifically. For informational purposes only and not a trade recommendation. All product and company names are trademarks or registered trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them. Cash Back 2.5% – 10% Owner’s Rewards cash back is earned on qualifying purchases based on M1’s rewards tiers that can be found here. All Standard Reward purchases receive 1.5% cash back. Owners Rewards and Standard Rewards are subject to a maximum of $200 cash back in aggregate per calendar month. Exclusions may apply. See Rewards Terms for additional information and exclusions.
Cash Back Partners
See the offer link above for updates.
10% Cash Back
- Adobe
- AMC Theaters
- Dropbox
- Dollar General
- Lululemon
- Netflix
- Peloton
- Stitch Fix
- Spotify
- Tesla
- Ulta Beauty
5% Cash Back
2.5% Cash Back
Bottom Line
The Owner’s Rewards Card by M1 is for anyone looking to seamlessly integrate investing with everyday spending. With tiered cash back rewards of up to 10%, no annual fee, and the ability to reinvest your rewards automatically, this card offers a unique opportunity to grow your wealth effortlessly.
Coupled with comprehensive financial integration and exclusive Visa Signature® benefits, it’s the perfect tool for savvy investors. Whether you’re just starting your investment journey or looking to maximize your existing portfolio, the Owner’s Rewards Card by M1 is a smart choice to enhance your financial strategy.
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