HSBC’s Premier Checking Bonus: Earn Up to $2,500 – Ends 11/22/24

Looking for a high-value checking bonus? Learn how you can earn up to $2,500 with HSBC’s Premier Checking account by maintaining qualifying deposits.

Key Takeaways:

• Maximum Bonus: $2,500
• Availability: Nationwide
• Direct Deposit Required: Yes
• Monthly Fees: $50, avoidable
• Early Account Termination Fee: $25 if closed within 180 days
• Expiration Date: November 22, 2024

How to Earn HSBC’s $2,500 Premier Checking Bonus

Opening a new Premier checking account with HSBC offers a substantial bonus opportunity, perfect for those who can meet the deposit requirements.

Here’s how you can make the most of this offer.

The Offer

HSBC is offering a cash bonus when you open a new Premier checking account and meet the deposit or investment requirements for three consecutive months:

• $1,500 Bonus: Deposit or invest $100,000 to $249,999.99
• $2,500 Bonus: Deposit or invest $250,000 or more

The Fine Print

To qualify for the HSBC bonus:

1. Account Opening: Open a new HSBC Premier checking account between January 8, 2024, and March 27, 2024.
2. Eligibility: Only new HSBC customers in the U.S. are eligible. Current or past HSBC account holders are not eligible.
3. Deposit Requirements: Maintain the required deposit or investment amount for three consecutive months following the account opening month.
4. Bonus Payment: The bonus will be credited after meeting the requirements and is reportable for tax purposes as interest income on Form 1099-INT.

Avoiding Fees

Monthly Fees

• $50 Monthly Fee: Waived if one of the following conditions is met:
  • Maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances
  • Recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account per calendar month
  • Any HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000. Business owners can use qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship.

Early Account Termination Fee

• $25 Fee: Applies if the account is closed within 180 days.

Our Take on the Offer

HSBC’s Premier checking bonus is one of the most substantial available, making it a compelling offer for those who can meet the high deposit requirements. The $2,500 bonus for maintaining a $250,000 balance provides an excellent return on investment, despite the modest 0.01% interest rate on the account itself.

This offer is particularly beneficial for individuals with significant funds to deposit or invest, allowing them to maximize their earnings from a high-value banking relationship.

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