Open a Heritage Direct Checking account with a $500 deposit, meet requirements, and earn a $300 bonus! Here’s how you can take advantage of this limited-time offer.
Introduction: Here’s Your Chance for Extra Cash!
Who doesn’t love a little extra cash, especially when it’s as easy as opening a checking account? If you’re looking to make the most out of a bank bonus, this limited-time offer from Heritage Financial Credit Union (HFCU) might be just what you need! All you have to do is open a Heritage Direct Checking account, meet a few simple conditions, and in a few months, you’ll have an extra $300 in your pocket. Imagine the possibilities – whether it’s for a weekend getaway, a shopping spree, or just saving for a rainy day, that extra cash can make a big difference.
This offer is available in New York.
Key Takeaways
- Open a Heritage Direct Checking with $500 to get $300.
- Make $1,000 in qualifying deposits over 90 days.
- Receive your $300 bonus in the fourth statement cycle.
- Enjoy benefits like ATM surcharge rebates and more!
How to Get the $300 Bonus
The process is pretty straightforward, and if you’ve opened accounts in the past, you know the drill. Here’s what you need to do:
- Open Your Heritage Direct Checking Account
First, you need to open a Heritage Direct Checking account with a minimum deposit of $500. This is the first step toward earning your bonus! - Meet the Deposit Requirements
Over the next 90 days, you need to set up external deposits totaling $1,000 or more into your new account. These can be from your job, a side hustle, or even a transfer from another bank. Just make sure the deposits are electronic – things like mobile deposits, direct deposits, or wire transfers count, but not in-branch deposits or transfers between your own accounts. - Earn Your Bonus
Once you’ve met the deposit criteria, you’ll receive your $300 bonus in the fourth statement cycle after your account opening. That’s it – simple and rewarding!
Pro Tip: Don’t forget to sign up for e-statements! It’s one of the account’s eligibility requirements and will save you from any pesky paper statement fees.
Heritage Direct Checking Benefits
Besides the $300 bonus, Heritage Direct Checking comes with a bunch of other perks that make it worth the effort. Here’s what you’ll get with your new account:
- Two ATM Surcharge Rebates – Get up to $7.00 back each month when you use an ATM outside of the HFCU network.
- Free Official Check or Money Order – Each month, you can request one official check or money order at no charge.
- Rate Bump on Certificates – Enjoy a 0.10% bump to any standard HFCU certificate rate, which could be a great way to boost your savings.
With these added benefits, the Heritage Direct Checking account is more than just a bonus – it’s a great way to manage your money in the long term.
My Experience:
I’ve had accounts with multiple credit unions, and I can honestly say that bonuses like this are a great incentive to move my banking to a new institution. Plus, the rebate on ATM fees has been a lifesaver when I need to grab cash from a non-network ATM.
Terms and Conditions: What You Need to Know
While the Heritage Direct Checking account is packed with perks, there are a few important terms and conditions you should be aware of:
- $500 Minimum Deposit: To open the account, you need at least $500.
- $10 Monthly Service Fee: This fee can be waived by either maintaining a $500 balance or making 10 Point of Sale transactions per statement cycle.
- Qualification for Bonus: The $300 bonus requires at least $1,000 in electronic deposits over 90 days. Make sure to set that up early so you’re on track!
- Eligible for New Customers Only: If you already have a checking account with HFCU, you can switch to the Heritage Direct, but you won’t be eligible for the bonus.
Why Open a Heritage Direct Checking?
So why should you bother opening an account with Heritage Financial Credit Union? Well, aside from the potential $300 bonus, this account offers some solid benefits that can make your everyday banking easier. Whether you’re tired of your current bank’s fees or you’re just looking to take advantage of a good promotion, this offer gives you the perfect excuse to switch things up.
Plus, when you combine that bonus with the fee waivers and ATM rebates, it’s hard not to see the value. If you’re looking for a way to stretch your dollar, this is definitely an offer to consider.
Our Take
Opening a new checking account just to get a bonus doesn’t always feel like a win, but in this case, Heritage Financial Credit Union offers a solid package. The $300 bonus is nice, but it’s the extra benefits like ATM rebates and free checks that make this account worth it in the long run. Plus, if you’re already a member, switching to the Heritage Direct Checking can offer some nice perks.
What would you do with an extra $300? If you’re ready for yours, don’t wait too long – this is a limited-time offer!
Ready to open your Heritage Direct Checking account? Apply now and start earning your bonus!
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