Established in 1952 and headquartered in Hillsboro, California, First Technology Federal Credit Union (firsttechfed.com) has cash bonus offers from time to time that will be updated here.
- Updatre 12/20/24: The 20,000 points are still available.
- Update 1/11/2024: The $350 checking bonus ended.
- Update 12/21/2023: The $350 checking bonus is still available through 12/31/2023.
- Update 7/6/2023: $350 bonus offer extended through 12/31/2023
- Update 1/15/2023: $350 checking bonus has been extended through 6/30/2023. Details below.
Membership in First Technology Federal Credit Union is open to those who work for high-tech or telecom sponsor companies, or for the State of Oregon. See current sponsor companies here.
First Tech FCU has over 40 locations throughout several states.
I’ll review the current offers below.
First Tech FCU Choice Rewards World Mastercard® Offer
- What you’ll get: 20,000 bonus Rewards Points
- Where it’s available: Nationwide (to all new members and cardholders)
- How to earn it:
- Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days.
- Card benefits:
- Earn double Rewards Points on every day purchases, including gas, electronics, medical, household goods and telecommunications.
- Redeem points for travel, merchandise, events, experiences, gift cards and cash.
- No limit to the points you can earn and points never expire.
- No annual fee
- Full card review
First Tech Platinum Rewards Mastercard® Offer – Ended
- What you’ll get: 10,000 bonus Rewards Points
- Where it’s available: Nationwide (to all new members and cardholders)
- How to earn it:
- Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days.
- Card benefits:
- Earn 1 point for every $1 spent.
- Points never expire, and there’s no limit to how many you can earn.
- Enjoy low, credit-union rates and no annual fee and no balance transfer fees.
- 0.00% introductory APR for 12 billing cycles on balances transfers completed within 90 days of account opening.
- Full card review
First Tech FCU Up To $350 Checking Signup Offer – Ended
- What you’ll get: Up To $350
- Where it’s available: Nationwide (to all new members and cardholders)
- How to earn it: Open a new checking account using the promo code NEW2023 and complete the following requirements:
- Earn $200 when you set up a direct deposit. Must be set up within 60 days of account opening and receive 3 recurring direct deposits within 120 days.
- Earn up to $150 for making qualified card purchases on everyday items—like groceries, online subscriptions or food deliveries. Get 10% of qualified purchases up to a combined total of $150 ($50 maximum per category).
- When it expires: 12/31/2023
READ MORE: WELCOME OFFERS FROM CHASE AND BMO.
Waive The Monthly Fee
First Tech FCU checking accounts have no monthly fee.
Fine Print
- Offer valid for new members with memberships established between 07.01.23 and 12.31.23.
- First Tech employees are not eligible.
- Individuals are considered new members if they have not been the primary account owner on a Membership Savings account within the previous 18 months.
- Credit Union membership is established by opening a Membership Savings account and is required before opening any other type of account.
- Membership approval is subject to approval.
- Participants must be 18 years of age or older and the primary account owner and/or borrower on eligible accounts.
- New share accounts must be personal accounts.
- Fiduciary, trust, business, organization, or Health Savings accounts are not eligible.
- Participants can enroll in the promotion by entering the promotion code New2023 on a new membership application, speaking with a representative, or submitting the enrollment form provided via email.
- Enrollment must occur within 30 calendar days of membership establishment.
- Membership Savings account must be in good standing throughout the Enrollment Period to receive any bonus payout.
- Bonuses will be considered dividends and may be reported on IRS form 1099-INT.
- Inquiries or disputes must be received by 01.31.2024.
- New direct deposit must come from the Participant’s employer payroll into any account of which the Participant is the primary account owner.
- Direct deposits from a non-employer payroll source do not qualify.
- The monthly aggregate amount of all qualifying direct deposits must be at least $1,000 to earn the $200 bonus.
- Initial direct deposit transaction must take place within 60 calendar days of Enrollment.
- At least one direct deposit transaction must occur each calendar month for a minimum of three months during the Enrollment Period.
- Only the Participant will receive credit for the direct deposits.
- The qualifying bonus will be deposited to the Participant’s Membership Savings account the first week following the Enrollment Period.
Bottom Line
Based on my research and the latest banking offers, I’m genuinely impressed by First Tech Federal Credit Union’s promotion, which really stands out to me. Having compared it with a tempting deal from BMO Bank that promises up to $600, I must say this one is just as promising, although the bonus amount is less. This offer from First Tech FCU is undoubtedly the most attractive I’ve seen from them to date.
First Tech FCU has a reputation for putting their members first with competitive rates and exceptional customer service, which adds substantial value beyond the immediate financial incentive. So, if you’re contemplating a banking partnership with them, this opportunity appears to be a golden ticket that’s certainly worth your consideration. It’s not just the monetary benefit that’s appealing, but the overall banking experience that you’re likely to enjoy with First Tech FCU.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
Unlock Your Trading Potential with Interactive Brokers – Click Here to Learn More!
Discover more from MoneysMyLife
Subscribe to get the latest posts sent to your email.