Find new First Niagara bank promotions, bonuses and offers for Checking and Savings accounts here.
Typical bonus amounts in the past have included $100, $150, $200 and $300 offers.
First Niagara bank has branches in CT, MA, NY and PA.
$200 Pinnacle Checking Promotion
Here’s a $200 promotion for a new Pinnacle Checking account.
- Promotion Link: $200 promotion
- Expiration: 03/31/2016
- Bonus Amount: $200
- Competitor Bonus:
- Account(s) Eligible: Pinnacle Checking
- Availability: CT, MA, NY and PA
- Hard/Soft Inquiry: Soft
- Opening Deposit Credit Card Funding Eligibility: Up to $1,000
- Direct Deposit Requirement:
- Make direct deposits totaling $250 or more within 60 days of account opening. Your direct deposits need to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
- The $200 bonus will be deposited into your new checking account within 30 days from end of month in which direct deposits totaling $250 or more are made to your account.
- Monthly Service Fee: $15 monthly fee – to waive you must maintain a minimum daily balance of $1,000, or a combined balance of at least $25,000 in deposits, consumer loans (excluding mortgages), credit card balances, and investment accounts.
- Other Requirements:
- Account must be open and maintain a positive balance in order to obtain the bonus.
- Valid only for individuals who have not had any consumer checking relationship with First Niagara in the previous 365 days.
- Account must remain open for 180 days to avoid a $25 Early Account Closing fee.
- Minimum opening deposit is $50 for Pinnacle checking.
- *Tips:
- The cash bonus will be reported as a payment of interest in accordance with Internal Revenue Service regulations and will appear on your IRS 1099-INT for the year in which the bonus is paid to you.
- Pinnacle Account Features:
- Mobile Banking
- Mobile Check Deposit
- Mobile One-Swipe Balance
- Online Bill Pay
- Loan Discounts
$250 Pinnacle Checking Bonus
- Promotion Link: $250 promotion
- Expiration: currently unavailable
- Bonus Amount: $250
- Account(s) Eligible: Pinnacle Checking
- Availability: CT, MA, NY, PA
- Hard/Soft Inquiry: Soft
- Opening Deposit Credit Card Funding Eligibility: Yes, up to $1,000
- Direct Deposit Requirement: $250 or more, but see requirements below
- Monthly Service Fee: $15 monthly fee – to waive you must maintain a minimum daily balance of $1,000, or a combined balance of at least $25,000 in deposits, consumer loans (excluding mortgages), credit card balances, and investment accounts.
- Other Requirements:
- Open a new Pinnacle or PinnaclePlus Checking account online
- Earn up to $250 in bonus money by completing the following criteria within the first 60 days of account opening:
- Make a direct deposit totaling $250 or more.
- Make ten debit card purchases.
- Make five bill payments using Online/Mobile Banking.
- *Complete Any One of the criteria and earn $50
- *Complete Any Two of the criteria and earn $100 total
- *Complete All Three of the criteria and earn $250 total
$75 Simple Checking Promotion
- Promotion Link: $75 Promotion
- Expiration: currently unavailable
- Bonus Amount: $75
- Account(s) Eligible: Simple Checking
- Availability: CT, MA, NY, PA
- Hard/Soft Inquiry: Soft
- Direct Deposit Requirement: $250 or more within 60 days of account opening. Your direct deposits need to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
- Monthly Service Fee: To avoid the $5.00 monthly maintenance fee for First Niagara Simple Checking, you must deposit at least $0.01 per statement cycle into your account.
- Other Requirements:
- The cash bonus will be deposited into your new checking account within 30 days from end of month in which direct deposits totaling $250 or more are made to your account.
- Account must be open and maintain a positive balance in order to obtain the bonus.
- Valid only for individuals who have not had any consumer checking relationship with First Niagara in the previous 365 days.
- *Tips:
- The cash bonus will be reported as a payment of interest in accordance with Internal Revenue Service regulations and will appear on your IRS 1099-INT for the year in which the bonus is paid to you.
- Account must remain open for 180 days to avoid a $25 Early Account Closing fee.
- Minimum opening deposit is $50 for First Niagara Simple Checking.
- Simple Checking Features:
- Mobile Banking
- Mobile Check Deposit
- Mobile One-Swipe Balance
- Online Bill Pay
- Use any First Niagara ATM at no charge
- Monthly eStatement
Bank Promotions List For Comparison
*Check back for the latest promotions, bonuses and offers from First Niagara here.