Fifth Third Bank Bonus: Earn $300 Personal Checking Account Offer – Ends 1/6/25

Get a $300 bonus by opening a new Fifth Third Bank checking account before 1/6/25 Meet simple direct deposit requirements to qualify. Act now! Fifth Third Bank bonuses, including those for Momentum Checking and Preferred Checking accounts, offer enticing rewards with minimal requirements.

Introduction: How the Fifth Third Bank Bonus Can Earn You $300

The Fifth Third Bank bonus offers a $300 reward for new checking account holders who meet straightforward direct deposit requirements. This limited-time offer, available until January 6, 2025, in select states, is a great opportunity for those looking to start a relationship with this well-established bank and benefit from an interest-bearing checking account with the Preferred Checking account.

Headquartered in Cincinnati, Ohio, Fifth Third Bank has consistently expanded its footprint and service offerings since its founding.

Let’s take a look into how you can take advantage of this offer.

Recent Updates:

• Update 11/8/2024: The offer is now $300.
• Update 10/8/2024: The offer increased again! It is now $400.
• Update 9/25/2024: The offer increased to $375, available through January 6, 2025.
• Update 8/15/2024: The offer increased to $325 for Q3 2024.
• Update 7/18/2024: The offer increased to $250.
• Update 4/1/2024: The offer for Q2 2024 has changed to $200.
• Update 1/3/2024: The offer is back through 3/31/2024.
• Update 12/15/2023: The offer has ended

Fifth Third Bank was established in 1865 and is headquartered in Cincinnati, Ohio. They have grown to over 1,200 locations and have offices in the following states: FL, GA, IL, IN, KY, MI,NC, OH, PA, TN, and WV.

• Update 10/20/2023: The sign up bonus increased from $200 to $350 through 1/7/2024.
• Update 10/2/2023: The bonus offer increased from $150 to $200 and extended through 1/7/2024.
• Update 8/21/2023: $150 promotion has ended.
• Update 8/1/2023: Promotion has been reduced to a $150 welcome bonus.
• Update 7/3/2023: $225 promotion has been extended through 9/30/2023.
• Update 6/6/2023: Offer has decreased to $225.
• Update 4/10/2023: Offer has extended to 6/30/2023 and decreased to $275.
• Update 12/21/2022: Offer has been extended to 3/31/23 and increased from $250 to $325.

How To Earn The Fifth Third Bank Bonus

Open a new checking account and set up direct deposit to earn this bonus from Fifth Third Bank.

Here are the details:

• Get your offer code from the promotional page following the link below. Your $350 offer code will be automatically applied when you click “Open an Account” or enter your email address.
• Open a new checking account by the expiration date.
• Make direct deposits totaling $500 or more within 90 days of account opening.

Waive The Monthly Fee

First Third Momentum® Checking:

This checking account benefits from having no monthly service fee, making it an attractive option for those looking to avoid extra charges.

Fifth Third Preferred Checking®:

• Service charges waived if you achieve a combined total balance of at least $100,000 across your deposit and investment accounts one time per month.
• Otherwise, it’s $25 per month.

READ MORE: GET TOP BONUSES FROM CHASE, AXOS, BANK OF AMERICA, AND BMO BANK.

Fine Print

• To qualify for the $400 checking bonus, provide the offer code, open a Fifth Third Momentum^® Checking, or Preferred² checking account by 1/6/25 and make qualifying payroll or government issued direct deposit(s) totaling $500 or more within 90 days of account opening.
• Account(s) must be funded within 90 days of account opening or account may be closed, and you may not be eligible for the bonus.
• The $325 checking bonus does not require any additional activities.
• The cash bonus will be deposited into your new account within 10 business days of completing qualifying activity requirements.
• In order to receive the cash bonus, your checking account must be open and in good standing.
• Offer is not available to anyone who has an ownership interest (including, but not limited to, primary owner or joint owner) in any existing Fifth Third checking or a Fifth Third checking account that closed within the last 13 months.
• Bank reserves the right to limit each customer to one new account-related gift incentive per calendar year.
• Eligibility may be limited based on your account type and ownership role.
• No minimum deposit required to open a checking account.
• Bonus is considered income and may be reported on IRS Form 1099-INT, 1099- MISC, or 1042-S, as required by applicable law. 
• UNIQUE OFFER CODE MUST BE PRESENTED AT ACCOUNT OPENING TO RECEIVE THE BONUS. 
• See your banker for details.
• Not valid with any other offer.
• Offer availability subject to change.

READ MORE: GET THIS CASH BONUS FROM CHASE BEFORE IT’S GONE

Account Features

Fifth Third Momentum® Checking

Here are the key features of the Fifth Third Momentum® Checking account:

Account Details:

• Fifth Third Bank’s featured, most popular checking account
• No monthly service charge, it’s a free checking account
• No minimum balance required
• No minimum deposit to open your account
• Fifth Third Extra Time® allows additional time to make a deposit and avoid over-draft fees (until midnight ET the next business day)
• No Overdraft Protection transfer fee

Key Benefits:

• Unlimited check writing
• 24/7 mobile and online banking
• Early Pay feature allows you to receive your paycheck up to two days early without a fee¹
• MyAdvance® offers a cash advance on your next qualified deposit²
• Extra Time® helps you avoid overdraft fees³

Fifth Third Preferred Checking®

Here are the key features of the Fifth Third Preferred Checking® account:

Account Details:

• Service charges waived if you achieve a combined total balance of at least $100,000 across your deposit and investment accounts one time per month;
• Otherwise, it’s $25 per month.

Key Benefits:

• Unlimited check writing
• Secondary checking account
• Better loan rates
• Complimentary Fifth Third Identity Alert®⁴
• Online bill pay
• Interest checking
• No ATM fees in the U.S. (Limit 10 per month)
• Complimentary Fifth Third Exclusive personal checks
• Exclusive rates on Fifth Third loans
• 24/7 dedicated customer service line
• Complimentary checks, notary services, money orders, and cashier’s checks
• Complimentary 3 x 5 safe deposit box or discount on larger size
• Conveniently manage your account online

READ MORE: GET THIS WELCOME BONUS FROM BANK OF AMERICA WHILE IT LASTS

Compare With Other Checking Bonuses

• Best Bank Bonuses & Promotions of November 2024

• BMO Checking Account $300 Cash Bonus – Ends 2/3/25
• Upgrade Rewards Checking $200 Bonus With Upgrade Triple Cash Rewards Visa®
• M&T Bank $500 Checking + Money Market Bonus – Ends 8/30/24
• Earn $20 in Bitcoin & Earn 5% APY: Uphold Sign-Up & Referral Bonuses Explained
• Wells Fargo Bank Bonus: $325 Offer for the Everyday Checking Account – Ends 1/7/25

Our Take on the Offer

These personal checking offers from Fifth Third are always quite popular.

This one provides a bonus to new customers who open a Fifth Third Momentum® Checking or Preferred checking account, and make qualifying direct deposits within 90 days of account opening.

The account must be funded within 45 days of opening, remain in good standing, and the user must not have closed a Fifth Third Checking account in the last 13 months.

As usual, the bonus may be considered taxable interest income.

Share Your Experience With Fifth Third Bank

We value your insights and experiences with Fifth Third Bank and invite you to share them with our community. Whether you’ve recently opened a checking account to take advantage of the bonus offer, utilized any of Fifth Third’s comprehensive banking services, or have been a long-standing customer, your feedback is incredibly important. Please add it in the comments section.

See more from Fifth Third:

• Fifth Third Bank $500 Business Checking Bonus [FL, IN, NC, TN, GA, KY, OH, WV, IL, MI, SC] – Ended
• TRIO Credit Card by Fifth Third Bank $100 Bonus Cash – Ended

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

Deposit and credit products by Fifth Third Bank, National Association. Member FDIC. 

¹ Early Pay is available for Fifth Third Momentum® Checking accounts only. Early Pay grants you access to your eligible direct deposit payments up to  two days prior to the scheduled payment date. Early access to funds is dependent on submission of direct deposit by payer and standard fraud  prevention restrictions. 

² Fifth Third MyAdvance® is an expensive form of credit. We may be able to offer other options that are less expensive and more appropriate for your  needs. MyAdvance is a short-term form of credit that allows eligible Fifth Third personal checking customers to take an advance on their next qualified direct deposit. The monthly credit limit calculation for a MyAdvance line of credit opened 90 days or less is based upon qualified direct deposits from  the previous 35-day period. The monthly credit limit calculation for MyAdvance line of credit opened 91 days or more is based upon whichever amount  is lowest; The total amount of qualified direct deposits during the previous 35-day period or the average amount of all qualified direct deposits made to  the associated account during the past three (3) months. The minimum credit limit amount is $50 and the maximum is $1,000. Your Limit may change if  your direct deposit activity changes. A 5% cash advance fee will be assessed for each advance during the first 18 months after enrollment and 3%  cash advance fee for each advance after the first 18 months after enrollment. Additional terms and conditions apply. 

Fifth Third MyAdvance® is an expensive form of credit and should only be used in situations where you need funds quickly and you do not have  access to less expensive forms of credit. 

³ Fifth Third Extra Time gives you longer—anytime before midnight ET on the business day after your account is overdrawn—to make a deposit that  brings your available balance to at least $0. You must deposit enough to cover all items that caused your overdraft plus any outstanding checks,  automatic payments, or pending debit card purchases that may be presented that business day. Extra Time does not apply to items that are returned  unpaid. 

A Returned Item is a check that has been returned to a depositor because it could not be processed against the check originator’s account. Deposited  items can be returned for many reasons, such as insufficient or unavailable funds, stop payment, closed account, questionable or missing signature,  etc. 

⁴ The benefits in Fifth Third Identity Alert® are provided by Fifth Third’s vendor, Trilegiant. They are optional and not FDIC insured.

By Tony Jay, a seasoned finance blogger and executive editor, who boasts over two decades of experience in the banking sector, with a specialization in online banking and savings strategies. Tony holds a doctoral degree from Tulane University. Edited by John Huynh, who brings more than two decades of experience in finance and investing, including as a senior finance and operations manager at a renowned research institute and degrees in economics and international studies from UC Irvine.