Chase Business Complete Checking: Earn $300 Business Checking Bonus – Ends 1/16/25

Learn how to earn a $300 Chase business checking bonus with a new Chase Business Complete Checking® account. No direct deposit required. Nationwide offer ends 1/16/25.

About Chase

Chase Bank is the largest bank in the United States in terms of total assets. It was founded in 1982 and has its main office in Newark, Delaware. Chase offers can be used by a lot of people because they have branches and ATMs in the following states: AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NJ, NV, NY, OH, OK, OR, PA, TX, UT, VA, WA, WI, and WV.

Chase Bank offers a range of account options that will meet your company’s needs, whether you’re establishing a tiny business or managing a large, established corporation.

As one of the nation’s first banks, Chase has more than 15,000 ATMs and more than 4,700 branches around the country.

An additional cash bonus is appreciated by all. Small business owners and entrepreneurs are no exception. Below, we’ll review the latest business account offer from Chase.

READ MORE: SEE ALL OF CHASE BANK’S CHECKING AND SAVINGS PROMOTIONS HERE

About The Offer

• Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
• Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
• Full-service business banking. Convenient access to all your business banking services in one place — lending, checking, credit card and payment solutions.
• Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
• Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It’s a built-in feature with your Business Complete Checking account.
• Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business
• Full-featured banking online and on-the-go. Manage your business’ finances on your terms with the latest online and mobile banking technology.
• Associate Debit and Employee Deposit Cards available upon request

>> OPEN A CHASE BUSINESS COMPLETE CHECKING® ACCOUNT TO GET $300

How To Earn The Chase Business Checking Bonus

• Open a new Chase Business Complete Checking account online or in-branch.
• Fund a minimum deposit of new money within 30 days of offer enrollment and maintain that balance for 60 days from offer enrollment.
• Complete 5 qualifying transactions within 90 days of offer enrollment.
• Qualifying transactions are: debit card purchases, accepting credit and debit card payments with QuickAccept®, Chase QuickDeposit℠, ACH (Credits), wires (Credits and Debits), Chase Online℠ Bill Pay. 
• The following are not considered qualifying transactions: ACH (Debits), Person to Person payments such as Zelle® and online transfers to Chase credit card(s). 
• QuickAccept is not available to all businesses.  
• After you have completed all the above checking requirements, we’ll deposit the offer amount in your new account within 15 days. 

Waive The Monthly Fee

Chase Business Complete Checking® has a $15 Monthly Service Fee unless you fulfill at least one of the following qualifying activities: 

• Maintain a minimum daily balance of $2,000 in your account as of the beginning of each day of the statement period,
• Spend at least $2,000 in purchases (minus returns or refunds) using your Chase Ink^® Business Card(s) that shares a business legal name with the Chase Business Complete Checking account, using each of their most recently completed monthly card billing period(s),
• Deposit $2,000 into your Chase Business Complete Checking account from your QuickAccept® and/or other eligible Chase Payment Solutions transactions at least one business day prior to the last day of your bank account statement period, OR
• Maintain a linked Chase Private Client Checking℠ account.

READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS

Fine Print

• To receive this offer, the enrolled account must not be closed or restricted at the time of payout.
• Offer is good for one-time use.
• Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible. 
• Chase reserves the right to withdraw this offer at any time without notice.
• Offers are considered interest and may be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

READ MORE: SEE THE PROMOTION FOR CHASE’S PERSONAL CHECKING ACCOUNT

Why Chase Business Complete Banking® ?

PROS:

• No minimum opening deposit
• Unlimited electronic deposits
• Sign-up bonus

CONS:

• $5,000 monthly limit on fee-free cash deposits
• 20/month limit on fee-free physical transactions
• $15 monthly fee (can be waived)

For both tax and accounting reasons, a business bank account is a crucial tool for any entrepreneur or small business owner.

Not sure if your brand-new company requires its own, distinct account? As soon as your company is prepared to begin making purchases or accepting payments, the SBA (Small Business Administration) advises creating a business bank account.

A Chase Business Complete Checking® account is a viable option if you don’t currently have a dedicated business bank account or are looking to open one.

With a vast branch network and user-friendly online tools, it offers you the best features with few transactional restrictions. Additionally, you can accept credit card payments without opening a separate merchant services account – there’s built-in card payment acceptance.

Chase Business Complete Checking® Features & Benefits

No Minimum Opening Deposit Required

One of the only brick-and-mortar business checking accounts that doesn’t require a minimum deposit from new customers is the Chase Business Complete Banking® account.

Same-Day Deposits

When you put money into your business checking account, some banks make you wait before you can access it. With Chase Business Complete Banking®, that’s not the case. Chase uses its QuickAccept® service to provide same-day deposits for your company, and it does it without charging you any additional maintenance fees.

Tools For Banking On Mobile & Web

Online bill payment, fraud prevention, text banking, account alerts, and Zelle transfers are just a few of the capabilities available with Chase mobile and online banking. Additionally, you can add other users to your account, download account activity to accounting software, and use collection and cash-flow services.

Few Transaction Restrictions

You won’t be charged by Chase for any internal transfers, Chase QuickDeposit℠ transactions, in-network ATM transactions, or electronic deposits. There are monthly limits for fee-free cash deposits, deposits and withdrawals made at a branch through a teller, and checks written from your account. You may be charged a per-transaction fee for going over these limits.

Unlimited Electronic Deposits

You can make an unlimited number of free electronic deposits at Chase ATMs and physical branches.

Check Monitoring Services

If your company takes checks from clients, you can use Chase’s Check Monitoring Services to keep track of payments to protect your cash flow and help prevent fraud.

Integrated Credit Card Processing

Business Complete Checking® is the only Chase business checking account that enables you to use Chase QuickAccept® to take credit card payments via the Chase mobile app. This integrated credit card processing solution connects to a mobile card reader to enable tap, swipe, and dip purchases.

Customers can use the QuickAccept® card reader to tap, dip, or swipe payments to you using the Chase smartphone app, and you’ll get same-day access to your money while paying a transparent 2.6% + 10 cents per transaction. For transactions that are keyed in, the fee is 3.5% + 10 cents.

Multiple User Accounts

If your staff or a third-party requires access to your financial accounts for bookkeeping, you can provide them restricted access. Through your online account, which you can modify or delete, you have the choice to add users and provide them permissions.

FDIC Insured

JPMorgan Chase Bank is FDIC insured (FDIC# 628). Your Chase deposits are protected for up to $250,000 per depositor, for each account ownership category, in the event of a bank failure.

Chase Business Complete Checking® vs. Performance vs. Platinum

Apart from the Chase Business Complete Checking®, Chase offers two alternative business checking choices, each characterized by enhanced service tiers. Below is an overview of how the Chase Business Complete Checking® contrasts with the Chase Performance Business Checking® and Chase Platinum Business Checking℠.

Chase Business Complete Checking®: Comprehensive Convenience

Suited for businesses of all sizes, Chase Business Complete Checking® stands out by requiring no minimum deposit. The $15 monthly fee is easily waived by fulfilling one of several activities, including maintaining a daily balance or Chase Ink® Business credit card usage. The account integrates various payment options such as Zelle®, Online Bill Pay, wire transfers, and ACH payments.

Chase Performance Business Checking®: Mid-Size Benefits

Catering to mid-size businesses, Chase Performance Business Checking® demands a $25 minimum deposit. The $30 monthly fee is waived by maintaining a $35,000 average daily balance in qualifying accounts. With 250 free transactions monthly, unlimited electronic deposits, and cost-free incoming wires, this account suits efficient operations. It also covers up to $20,000 in cash deposits monthly and includes Positive Pay and Reverse Positive Pay for enhanced fraud prevention.

Chase Platinum Business Checking℠: Elevated Solutions

Designed for large enterprises, Chase Platinum Business Checking℠ comes with a $95 monthly fee that is waived by maintaining a $100,000 average daily balance. Boasting 500 free transactions per month, unlimited electronic deposits, and up to four outgoing domestic wires without fees, this account accommodates high-volume needs.

Compare Chase Business Checking Bonus With Others

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• BMO Business Account Promotions: $750 Business Checking Bonus [Nationwide] – Ends 2/1/25
• Baselane Review & Bonus Offer: $150 Sign Up & 3.77% APY On Banking Balances
• Baselane Review: Banking for Landlords – Plus Get $150 Bonus & 3.77% APY

Our Take on the Offer

The Chase Business Complete Checking® account bonus offer is a solid option for small business owners and entrepreneurs looking to open a new business bank account. The ability to earn a Chase business checking bonus with qualifying activities is a valuable incentive, especially since direct deposit is not required to qualify for the bonus.

Chase Bank’s vast network of branches and ATMs provides convenient access for many people. The full-service business banking offered by Chase includes a range of options for accepting payments and making deposits, as well as the ability to process major credit and debit cards with QuickAccept®.

For the latest Chase Bank promotions, including bonuses up to $3,000 for checking, savings, and business accounts, visit our best Chase promotions page.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

By Tony Jay, a seasoned finance blogger and executive editor, who boasts over two decades of experience in the banking sector, with a specialization in online banking and savings strategies. Tony holds a doctoral degree from Tulane University. Edited by John Huynh, who brings more than two decades of experience in finance and investing, including as a senior finance and operations manager at a renowned research institute and degrees in economics and international studies from UC Irvine.