If you’re a small business owner or entrepreneur looking to get paid just for opening a new business checking account, this is one of the strongest offers available right now. Chase is offering up to a $500 cash bonus when you open a new Chase Business Complete Checking® account and complete a few straightforward qualifying steps — with no direct deposit required and availability nationwide.
Beyond the bonus, Chase Business Complete Checking® is designed as an all-in-one business banking solution. It combines a large national branch network, a top-rated online and mobile banking platform, and built-in tools for payments, invoicing, and cash-flow management. The $15 monthly fee is also easy to waive, making this account practical not just for earning the bonus, but for everyday business use as well.
Below, I’ll break down exactly how to earn the Chase Business Complete Checking® bonus, what counts as qualifying activity, how to avoid monthly fees, and whether this account makes sense compared to other business checking bonuses currently on the market.
Chase Business Complete Checking® Up To $500 Offer
How To Earn The Bonus:
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Where it’s available: Available Nationwide. Apply online or in-branch.
Offer Expires: October 15, 2026
About Chase
Chase Bank is the largest bank in the United States in terms of total assets. It was founded in 1982 and has its main office in Newark, Delaware. Chase offers can be used by a lot of people because they have branches and ATMs nationwide.
Chase Bank offers a range of account options that will meet your company’s needs, whether you’re establishing a tiny business or managing a large, established corporation.
An additional cash bonus is appreciated by all. Small business owners and entrepreneurs are no exception.
READ MORE: SEE ALL OF CHASE BANK’S CHECKING AND SAVINGS PROMOTIONS HERE
About The Offer
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone
- Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which provide safeguards by overseeing employee account activity, monitoring checks, and offering additional protection for your business.
- Access online banking for small businesses. Take advantage of our digital business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
- More small business owners choose Chase than any other bank
- The #1 choice for small business banking.
>> OPEN A CHASE BUSINESS COMPLETE CHECKING® ACCOUNT TO GET $500
How To Earn The Chase Business Checking Bonus
To earn the $500 Chase Business Checking bonus, you must complete the following requirements:
- Open a new Chase Business Complete Checking® account online or at a Chase branch, subject to approval.
- Deposit new money into your account within 30 days of offer enrollment:
- Deposit at least $2,000 to qualify for the $400 bonus, or
- Deposit at least $10,000 to qualify for the $500 bonus.
- New money means funds that are not already held at Chase or its affiliates.
- Maintain the required balance for 60 days from offer enrollment. If your balance falls below the qualifying amount during this period, your bonus may be reduced or you may become ineligible.
- Complete any combination of 5 qualifying transactions within 90 days of offer enrollment. Qualifying transactions include:
- Debit card purchases
- Chase QuickDeposit
- ACH credits
- Wire credits or debits
- Chase Online Bill Pay
- Chase QuickAccept or QuickAccept card payments
Excluded transactions include ACH debits, Zelle person-to-person payments, and online transfers to Chase credit cards.
Once all requirements are met, Chase will typically deposit the bonus into your qualifying business checking account according to the terms of the offer.
Waive The Monthly Fee
Chase Business Complete Checking® has a $15 Monthly Service Fee unless you fulfill at least one of the following qualifying activities:
- Maintain a minimum daily balance of $2,000 in your account as of the beginning of each day of the statement period,
- Spend at least $2,000 in purchases (minus returns or refunds) using your Chase Ink® Business Card(s) that shares a business legal name with the Chase Business Complete Checking account, using each of their most recently completed monthly card billing period(s),
- Deposit $2,000 into your Chase Business Complete Checking account from your QuickAccept® and/or other eligible Chase Payment Solutions transactions at least one business day prior to the last day of your bank account statement period, OR
- Maintain a linked Chase Private Client Checking℠ account.
READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS
Fine Print
- To receive this offer, the enrolled account must not be closed or restricted at the time of payout.
- Offer is good for one-time use.
- Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible.
- Chase reserves the right to withdraw this offer at any time without notice.
- Offers are considered interest and may be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
READ MORE: SEE THE PROMOTION FOR CHASE’S PERSONAL CHECKING ACCOUNT
Why Chase Business Complete Banking® ?
PROS:
- No minimum opening deposit
- Unlimited electronic deposits
- Sign-up bonus
CONS:
- $5,000 monthly limit on cash deposits
- 20/month limit on physical transactions
- $15 monthly fee (can be waived)
For both tax and accounting reasons, a business bank account is a crucial tool for any entrepreneur or small business owner.
Not sure if your brand-new company requires its own, distinct account? As soon as your company is prepared to begin making purchases or accepting payments, the SBA (Small Business Administration) advises creating a business bank account.
A Chase Business Complete Checking® account is a viable option if you don’t currently have a dedicated business bank account or are looking to open one.
With a vast branch network and user-friendly online tools, it offers you the best features with few transactional restrictions. Additionally, you can accept credit card payments without opening a separate merchant services account – there’s built-in card payment acceptance.
TRENDING DEAL:
Chase Business Complete Checking® Features & Benefits
No Minimum Opening Deposit Required
One of the only brick-and-mortar business checking accounts that doesn’t require a minimum deposit from new customers is the Chase Business Complete Banking® account.
Same-Day Deposits
When you put money into your business checking account, some banks make you wait before you can access it. With Chase Business Complete Banking®, that’s not the case. Chase uses its QuickAccept® service to provide same-day deposits for your company, and it does it without charging you any additional maintenance fees.
Tools For Banking On Mobile & Web
Online bill payment, fraud prevention, text banking, account alerts, and Zelle transfers are just a few of the capabilities available with Chase mobile and online banking. Additionally, you can add other users to your account, download account activity to accounting software, and use collection and cash-flow services.
Few Transaction Restrictions
You won’t be charged by Chase for any internal transfers, Chase QuickDeposit℠ transactions, in-network ATM transactions, or electronic deposits. There are monthly limits for fee-free cash deposits, deposits and withdrawals made at a branch through a teller, and checks written from your account. You may be charged a per-transaction fee for going over these limits.
Unlimited Electronic Deposits
You can make an unlimited number of free electronic deposits at Chase ATMs and physical branches.
Check Monitoring Services
If your company takes checks from clients, you can use Chase’s Check Monitoring Services to keep track of payments to protect your cash flow and help prevent fraud.
Integrated Credit Card Processing
Business Complete Checking® is the only Chase business checking account that enables you to use Chase QuickAccept® to take credit card payments via the Chase mobile app. This integrated credit card processing solution connects to a mobile card reader to enable tap, swipe, and dip purchases.
Customers can use the QuickAccept® card reader to tap, dip, or swipe payments to you using the Chase smartphone app, and you’ll get same-day access to your money while paying a transparent 2.6% + 10 cents per transaction. For transactions that are keyed in, the fee is 3.5% + 10 cents.
Multiple User Accounts
If your staff or a third-party requires access to your financial accounts for bookkeeping, you can provide them restricted access. Through your online account, which you can modify or delete, you have the choice to add users and provide them permissions.
FDIC Insured
JPMorgan Chase Bank is FDIC insured (FDIC# 628). Your Chase deposits are protected for up to $250,000 per depositor, for each account ownership category, in the event of a bank failure.
Chase Business Complete Checking® vs. Performance vs. Platinum
Apart from the Chase Business Complete Checking®, Chase offers two alternative business checking choices, each characterized by enhanced service tiers. Below is an overview of how the Chase Business Complete Checking® contrasts with the Chase Performance Business Checking® and Chase Platinum Business Checking℠.
Chase Business Complete Checking®: Comprehensive Convenience
Suited for businesses of all sizes, Chase Business Complete Checking® stands out by requiring no minimum deposit. The $15 monthly fee is easily waived by fulfilling one of several activities, including maintaining a daily balance or Chase Ink® Business credit card usage. The account integrates various payment options such as Zelle®, Online Bill Pay, wire transfers, and ACH payments.
Chase Performance Business Checking®: Mid-Size Benefits
Catering to mid-size businesses, Chase Performance Business Checking® demands a $25 minimum deposit. The $30 monthly fee is waived by maintaining a $35,000 average daily balance in qualifying accounts. With 250 free transactions monthly, unlimited electronic deposits, and cost-free incoming wires, this account suits efficient operations. It also covers up to $20,000 in cash deposits monthly and includes Positive Pay and Reverse Positive Pay for enhanced fraud prevention.
Chase Platinum Business Checking℠: Elevated Solutions
Designed for large enterprises, Chase Platinum Business Checking℠ comes with a $95 monthly fee that is waived by maintaining a $100,000 average daily balance. Boasting 500 free transactions per month, unlimited electronic deposits, and up to four outgoing domestic wires without fees, this account accommodates high-volume needs.
TRENDING DEAL:
▶ GET UP TO $700 BONUS CASH WITH THIS INVESTING OFFER FROM J.P. MORGAN
Compare Chase Business Checking Bonus With Others
- TD Bank Business Checking Bonus: Earn $500 Cash (Ends 10/31/25)
- PNC Bank Promotions: $400 or $1,000 Business Checking Bonus [Many States] – Ends 9/30/26
- Citibank Business Checking $300 to $2,000 Bonus [In-Branch]
- Bank of America Business Checking Bonus 2026: Earn Up to $2,500 – Ends 12/31/26
- Huntington Bank $100, $400, $1000 Business Checking Bonuses [Many States] – Ends 10/14/26
Our Take on the Offer
The Chase Business Complete Checking® account bonus offer is a solid option for small business owners and entrepreneurs looking to open a new business bank account. The ability to earn a Chase business checking bonus with qualifying activities is a valuable incentive, especially since direct deposit is not required to qualify for the bonus.
Chase Bank’s vast network of branches and ATMs provides convenient access for many people. The full-service business banking offered by Chase includes a range of options for accepting payments and making deposits, as well as the ability to process major credit and debit cards with QuickAccept®.
For the latest Chase Bank promotions, including bonuses up to $3,000 for checking, savings, and business accounts, visit our best Chase promotions page.
Looking for more bank bonuses available nationwide? Click here to view the best offers we’ve compiled just for you!
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do zelle transfer meet the ach credits for the required 5 transactions?
UPDATE: You can now open the Chase Business Complete Banking(SM) online or in branch.
Online it says:” Technical errors.”
The promo code link is invalid?
Looks to be working now.
Tony, can you confirm whether this promotion is available online? When I request an offer code it says I must go into a bank branch.
Alwyn, yes I do believe this offer requires you to bring the code into the branch.
You can now apply online.