Capital One $250 to $1,000 Business Checking Bonuses

Capital One Bank periodically has promotions for bonus money for their Checking and Savings accounts. These bonus offers are typically available for both Business and Personal accounts. Typical bonus offers have been for $100 to $1,000 in value.

• Update 10/13/2023: Offers haven’t been available for these business checking accounts for some time. Capital One personal checking and savings offers come around more often. You might also want to consider this $600 business checking bonus from BMO Bank.

Keep in mind, for offers that require a branch visit you’ll have to live in one of the following states with physical branches: CT,DC,DE,LA,MD,NJ,NY,TX,VA.

Capital One Business Checking $250 & $1,000 Bonus Offers

Here are two offers from Capital One for their Business Checking accounts – a $250 bonus that requires a $25,000 deposit and a $1,000 bonus that requires a $100,000 deposit.

*This offer is targeted and will only appear in certain markets depending on your location. Likely it appears only in states where there are branch locations.

• Bonus has expired but check the link in case there’s a new offer
• Offer available in CT,DC,DE,LA,MD,NJ,NY,TX,VA
• Spark Business Basic Checking and Spark Business Unlimited Checking are eligible for the bonuses (either account can qualify for either bonus)
• Direct deposit is not required for this offer
• Application will trigger a Soft Pull, which does not affect your credit
• Monthly service fees can be waived (see below)

How To Get The Bonuses

• Customers that are new to Capital One Spark Business Checking who maintain an average daily balance of at least $25,000 for each month during the six months after the month the account is opened will receive one payment of $250.
• Customers that are new to Capital One Spark Business Checking who maintain an average daily balance of at least $100,000 for each month during the six months after the month the account is opened will receive one payment of $1,000.
• Payment will be credited to newly opened Spark Basic or Unlimited Checking accounts by April 30, 2019.

Fine Print

• The offer is available to new Capital One Business Checking account customers.
• To qualify, you must open a new Spark Basic or Unlimited Checking account before the offer expires.
• Financial institutions are not eligible for this offer.
• To qualify for the offer, customers must fund from an external source.
• Any funds transferred from an existing Capital One bank account (consumer or small business) will not be counted toward the balance threshold for payment.
• This offer is strictly non‐transferable.
• Limit one offer per business, identified by Employer Identification Number (EIN), and can only be applied to one Spark Business Checking account that is open and in good standing.
• Newly opened checking account must be open and in good standing to receive the credit.
• For full details on Spark Business Checking products, visit https://www.capitalone.com/small-business-bank/checking-accounts/.

How To Waive The Monthly Fees

Capital One Offers Post History:

• Capital One 360 Performance Savings: 3.60% APY Rate [Nationwide]
• Best Capital One 360 Bonuses, Promotions (Up To $1,000) of April 2025
• Capital One 360 Checking: Earn $300 with This Bank Bonus Offer
• Capital One 360 Performance Savings: Earn Up To $1,500 Bonus With Promo Code BONUS1500 [Nationwide]
• Capital One Spark Cash Plus: Bonus Increased To $1,500/$3,000
• Capital One Spark Cash Select For Business: Sign Up Bonus Increased To $750
• Capital One Spark Cash For Business $500 Cash Bonus
• Capital One Spark Miles For Business 50,000 Bonus Miles
• Capital One Business Deals (Formerly Capital One Spring): Discounts on Dell, FedEx, Office Depot, Priceline, Quickbooks and More
• Capital One Spark Miles Select For Business Card: Increased Welcome Offer 50,000 Bonus Miles
• Capital One Travel: Up To $200 Off Flights & Up To 40% Off Hotels
• Capital One Venture X Card: Bonus Offer Increased To 90,000 Miles
• Capital One VentureOne Rewards Credit Card: Bonus Offer Increased to 40,000 Miles
• DoorDash: Get $9 Cashback Via Capital One Offers
• Capital One Savor Cash Rewards Credit Card $300 Cash Bonus
• Capital One SavorOne Cash Rewards Credit Card $200 Bonus Cash
• Capital One Quicksilver Cash Rewards Credit Card $200 Bonus
• Capital One Venture Rewards Credit Card 75,000 Bonus Miles + $200 Avelo Airlines Credit
• Capital One Premier Collection Hotels: Premium Benefit For Venture X Cardholders
• AARP: Membership Sign-Up Offers ($30 & $8) Via Capital One Offers/Chase Offers
• Capital One Quicksilver Card $300 Bonus (Targeted)
• Capital One Travel: $40 Discount on Flights to Canada (From NY/NJ/TX) – Ends 12/31/22
• CreditWise From Capital One Review: Free & Easy Credit Monitoring
• Journey Student Rewards From Capital One – Cash Back Card
• Capital One Savor & Quicksilver Cards – Up To 24 Months Of Free Uber One
• Capital One Venture X Cardholders Get Free PRIOR Membership
• Capital One Cardholders Get Early Access To Presale Tickets To Taylor Swift | The Eras Tour

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.