Capital Bank is now First Horizon Bank. See the First Horizon Bank offers page here.
Capital Bank is part of the First Horizon National Corporation, where First Tennessee Bank is as well, and they service the regions of Florida, Virginia, North Carolina, and South Carolina. They offer similar bonus offers for their Checking and Savings accounts as First Tennessee Bank, so I’ll update them here.
READ MORE: GET TOP BONUSES FROM CHASE, AXOS, BANK OF AMERICA AND BMO.
I’ll review the current offers below.
Capital Bank $200 Checking Bonus
Get a $200 bonus for a new Checking account with this offer from Capital Bank.
- $200 bonus offer expires 10/21/2019
- Offer available in FL, NC and SC
- Direct deposit required for the bonus
- Application will trigger a Soft Pull, which does not affect your credit
- Monthly fees can be waived
- If the account is closed within 6 months of opening, you will forfeit the bonus
How To Earn The $200 Bonus
- To receive your bonus, you must open the checking account online starting at the offer page and ensure the code DGCB20 appears in the online application where “Offer/Promo code” is requested, or open your account and present a copy of the offer at a Capital Bank branch.
- You must have an opening deposit of at least $50, and at least one direct deposit must post to your account within 60 days of account opening.
- Opening deposit cannot be transferred from existing Capital Bank accounts.
- If you meet the stated requirements of this promotional offer, the $200 bonus will be credited to your account within 6 weeks of the first direct deposit and will be reported as income on Form 1099-INT.
Fine Print
- This offer is only available to residents of FL, NC and SC.
- Limit one bonus per household.
- Cannot be combined with other checking offers.
- This offer is for new checking households only.
- Households who have a current consumer checking account or who have closed a consumer checking account in the past 12 months at either First Tennessee or Capital Bank are not eligible.
- Customer agrees to maintain account in good standing for a minimum of six months.
- Account openings are subject to bank approval and may be declined based on certain factors.
- The $7 monthly service charge is rebated with at least one direct deposit per statement cycle.
Capital Bank $450 Business Banking Bonuses
- What you’ll get: $300 bonus for Business Checking and $150 bonus for Business Savings.
- Where it’s available: FL, NC, SC
- How to earn it:
- $300 Business Checking bonus: Open your BizEssentials Checking account at the Basic level or higher with a minimum opening deposit of $5,000 AND complete 5 qualifying payment transactions within the first 30 days of account opening to receive the $300 bonus.
- $150 Business Savings bonus: Open a BizEssentials Savings account to earn a $150 Visa gift card.
- When it expires: 10/31/19
How To Earn The Bonuses
EARNING THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
$300 Business Checking:
- Open your BizEssentials® Checking account at the Basic level or higher by 10/31/2019 with a minimum opening deposit of $5,000 AND complete 5 qualifying payment transactions within the first 30 days of account opening to receive the $300 bonus.
- Qualifying payment transactions include checks, debit card purchases, ATM withdrawals, automatic bill payments, and online bill payments initiated through the bank’s Business Banking Online services, in any combination.
$150 Business Savings:
- Just open a BizEssentials Savings account to earn the $150 Visa gift card.
BizEssentials Checking Features:
- 250 FREE transactions per month
- Monthly service charge waived with $5,000 daily balance
- Business Banking Online with Bill Pay
- Business Mobile Banking
- Dedicated support through the Business Service Center
- Visa® Business debit card
BizEssentials Standard Checking Fee:
$25 monthly fee waived with a $10,000 daily balance or $25,000 in combined balances.
BizEssentials Savings Account has no monthly fees.
Business Checking offer:
- Offer is non-transferable.
- Limit one business checking bonus per company.
- Opening deposit must be funds from a financial institution other than First Tennessee Bank National Association (“Bank”), which operates as First Tennessee Bank and Capital Bank, or its affiliates.
- Transfers from any type of account at Bank or its affiliates do not qualify.
- Offer and account opening subject to bank approval.
- Customer agrees to maintain account in good standing for minimum of 6 months.
- The $300 bonus will be credited to your account within 6 weeks of meeting all requirements and will be reported as income on Form 1099-INT.
Business Savings offer:
- Offer is non-transferable and cannot be combined with other savings offers.
- Bonus gift card will be mailed to customer 4–6 weeks after account funding, and will be reported as income on Form 1099-INT.
- Limit one gift card bonus per company.
- Customer agrees to maintain account in good standing for a minimum of six months.
- Minimum opening deposit is $2,500.
- Opening deposit must be funds from a financial institution other than First Tennessee Bank National Association (“Bank”), which operates as First Tennessee Bank and Capital Bank, or its affiliates.
- Transfers from any type of account at Bank or its affiliates do not qualify.
- Offer and account opening subject to bank approval.
- Federal law requires that we convert a savings account if you exceed six preauthorized or automatic transfers, or transactions by check or similar order payable to a third party, per month.
- Visa is not a sponsor of this promotion.
- The Visa Gift card is a prepaid card welcome everywhere in the U.S. Visa Debit cards are accepted.
Bottom Line
Pretty good deal if you’re in the service regions. Compare this offer with the best bank bonuses here.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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