10 Best Student Checking Account Offers of March 2025

Discover the best student checking account bonuses available to help you maximize your savings while managing your finances during your academic journey.

As a student, navigating the financial landscape can be challenging, but choosing the right student checking account can make a significant difference. With banks competing to attract young customers, many offer enticing bonuses for opening a new student checking account.

These bonuses can range from cash offers to rewards points and other perks, providing an excellent opportunity for students to kickstart their financial management with a boost.

This guide will explore the best student checking account bonuses currently available, helping you find an account that not only meets your banking needs but also rewards you for choosing it.

Below is our review of the 10 best student checking accounts currently.

Bank pages you may like:

• Best bank bonuses nationwide
• Free personal checking accounts
• Free small business checking accounts

What To Consider When Choosing A Student Checking Account

Checking Account Features:

• Debit Card: AKA your new best friend. It’s used in lieu of cash when making purchases.
• Electronic Deposits: Deposit your salary, tax refund and student loan instantly, instead of waiting for a check in the mail and going to the bank to deposit it.
• Online & Mobile Banking: Pay bills, track your purchases, transfer money, send or receive money and deposit checks without having to step foot in a bank.

Checking Account Fees:

There are many different kinds of fees associated with checking accounts. For students, you’ll want to pay particular attention to:

• Monthly maintenance fee
• Non-bank ATM fee
• Overdraft/non-sufficient funds (NSF) fee
• Overdraft transfer fee
• Continuous overdraft fee
• Paper statement fee

Overdraft Protection:

Overdraft protection is when the bank covers for you in instances when there’s not enough money in your bank account. However, the convenience of overdraft protection can rear its ugly head by compounding quickly into hundreds of dollars in fees.

Make sure you know your bank’s overdraft fees and link up to a savings account or credit card. Overdraft transfer fees are generally much less expensive than overdraft protection fees.

Opening A Checking Account:

So you’ve done your research and you know which bank account to open. Here’s what you will need:

• Basic Information: Including your social security number, mailing address, phone number, and email address.
• Two Forms of ID: Your driver’s license and student ID will suffice.
• Proof of Address: Any piece of mail with your name and home address.
• Initial Deposit: This varies from bank to bank and ranges from $0 to $100.
• Beneficiary: Kind of morbid, but the bank will want to know who would receive your money should you pass away.

Other Factors:

• Coverage: Unless you plan on solely banking online, make sure there are plenty of bank branches and ATMs near your home, school or work.
• Monthly Maintenance Fees: Most banks waive their monthly maintenance fee if you’re a student. Others, if you maintain a certain balance or have a steady direct deposit.
• Overdraft Fees:  When you spend more money than you have available in your bank account, your balance becomes negative and banks will charge you for it. These overdraft fees vary from bank to bank. Read more about it in the overdraft section below.
• Perks: Account extras and benefits. These range from sign-up bonuses to fee waivers and cash back deals.
• Linked Savings Account: Some banks offer a free, linked savings account with your student checking. Build up an emergency fund, easily transfer between accounts, and lessen the load of potential overdraft fees.

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Best Overall: Chase College Checking^SM

It’s a wonderful blend of low fees and accessibility.

Coverage	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-half-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Maintenance Fee	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Overdraft Fees	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-half-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Perks	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Savings	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-half-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]

Unique Features:

• Monthly maintenance fee ($6) is waived for students for up to 5 years if you’re a student between the ages of 17-24 at account opening with proof of student status.
• Fee-free access to 16,000 ATMs. Second highest number of bank branches in United States.

Enrollment Requirements:

• Student aged 17 to 24
• Parent co-owner if younger than 18
• $0 minimum opening deposit

*See promotions and offers for non-student consumer accounts here.

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Best For Good Financial Habits: KeyBank Key Smart Checking®

If you’re looking for a checking account that encourages you to be financially responsible, KeyBank’s Key Smart Checking account is a fantastic option tailored for college students (you must be 18 or older to open an account). This account is more than just a place to stash your cash; it’s designed to encourage good financial habits while offering features that make managing your money straightforward and rewarding.

Features:

• No Monthly Fee: KeyBank’s Key Smart Checking does not have a monthly fee.
• Access to KeyBank & Allpoint® ATMs: With thousands of ATMs across the country, you won’t have to worry about where to access your funds.
• Online and Mobile Banking: KeyBank offers a robust online banking platform and a user-friendly mobile app, making it easy to manage your account from anywhere. You can transfer funds, pay bills, and even set up alerts to help you keep track of your spending habits. The app’s budgeting tools provide insights into where your money is going, which is invaluable for a student lifestyle.
• Financial Education Resources: As part of KeyBank’s commitment to financial literacy, they offer numerous resources designed to help you make informed financial decisions. From budgeting tips to understanding credit, you’ll find a wealth of information that can aid in your financial journey. The educational webinars are particularly useful, providing interactive experiences to deepen your understanding of personal finance.

Best For:

KeyBank Key Smart Checking is an ideal choice for students who want to cultivate good financial habits while enjoying the benefits of a traditional banking experience. If you’re looking for a checking account that offers flexibility, this account should be at the top of your list.

Key Smart Checking®: KeyBank $300 Checking Bonus

KeyBank is offering a deal for new customers: earn a $300 cash bonus with qualified activities on a new Key Smart Checking® account. With no monthly maintenance fees and a series of qualified activities, customers can enjoy a straightforward banking experience while capitalizing on a generous bonus.

• What you’ll get: $300
• Where it’s available: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
• How to earn it:
  • Open a Key Smart Checking® account online by October 17, 2025.
  • Make the minimum opening deposit of $10, plus a total of $1,000 or more in eligible direct deposits within the first 90 days of account opening.
  • Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
• When it expires: October 17, 2025

READ OUR REVIEW

Best Fee-Free ATM Coverage: U.S. Bank Student Checking

Not only do you have access to over 3,000 branches and over 5,300 U.S. Bank ATMs, transaction made within the network of 24,000 MoneyPass ATMs nationwide are free of charge.

Coverage	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Maintenance Fee	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Overdraft Fees	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Perks	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Savings	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]

Unique Features:

• No minimum balance required.
• Wide fee-free ATM coverage.
• Up to 4 non-US Bank ATM transaction fees waived per monthly statement cycle.
• First order of checks free.

Enrollment Requirements

• Proof of active student enrollment
• Parent co-owner if younger than 18
• $25 minimum opening deposit

*See promotions and offers for non-student consumer accounts here.

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Best For Savings: Bank Of America Student Checking

With BofA’s “Keep the Change” savings program and cash back deals, you’ll be steadily growing that nest egg of yours.

Coverage	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Maintenance Fee	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Overdraft Fees	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Perks	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Savings	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]

Unique Features

• “Keep the Change” savings program. BofA rounds up your purchases to the nearest dollar and deposits the difference into your BofA savings account.
• BankAmeriDeals. Earn cash back rewards with your BofA debit or credit card.
• Bank of America student credit cards with no annual fee. Get points on everyday purchases and trade them in for some great perks.

Enrollment Requirements

• Students age 23 or younger
• $25 minimum opening deposit

*See promotions and offers for non-student consumer accounts here.

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Best Interest Rate: Capital One 360 Money

Most student checking accounts offer zero interest, but this one does a wee bit better offering 0.25% APY with no balance minimum.

Coverage	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Maintenance Fee	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Overdraft Fees	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Perks	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Savings	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]

Unique Features

• No minimum balance required.
• Fee-free access to 39,000 Capital One and Allpoint ATMs.
• Flexible overdraft options including:
  • Auto declining charges when you don’t have enough funds to cover the transaction,
  • Linking to a Capital One 360 Savings account to cover the charges,
  • Using the one business day grace period to add sufficient funds, or
  • Using Capital One’s Overdraft Line of Credit. The bank will cover the overdrawn amount. You’ll have to pay back with interest.
• 0.25% APY compounded daily.
• Free first set of checks.

Enrollment Requirements

• Parent co-owner with an active Capital One 360 deposit account
• No minimum opening deposit
• Must agree to accept electronic delivery of all communications

*See promotions and offers for non-student consumer accounts here.

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Best Customer Support: TD Bank Student Checking

With everything automated these days, it’s refreshing to have the option to talk to a live person 24/7.

Coverage	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Maintenance Fee	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Overdraft Fees	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Perks	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Savings	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]

Unique Features

• No minimum balance required.
• 24/7 live customer support.
• Fee-free TD Bank Simple Savings account.

Enrollment Requirements

• Students up to age 24
• Parent co-owner if younger than 18
• $0 minimum opening deposit

*See promotions and offers for non-student consumer accounts here.

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Best For Teens: Wells Fargo Teen Checking

A great account for teens to learn about budgeting and saving, with a very forgiving overdraft fee structure.

Coverage	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Maintenance Fee	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Overdraft Fees	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Perks	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Savings	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]

Unique Features

• Low overdraft fee of $15 per transaction with a max of 2 paid or returned transactions per business day.

Enrollment Requirements

• Teens aged 13 to 17 (max 18 in Alabama) with adult co-owner
• $25 minimum opening deposit

*See promotions and offers for non-student consumer accounts here.

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Best For International Students: Santander Student Value Checking

With fee-free incoming international transfers, this account is perfect for international students who regularly receive money from mom and pops back home.

Coverage	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Maintenance Fee	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Overdraft Fees	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Perks	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Savings	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]

[Expired] Limited Time Bonus Offer

• $50 bonus offer expires 12/31/2020
• Get $50 when you open a new Student Value Checking account with minimum opening deposit of $10. You must make 10 debit card purchases that post to your account within 60 days of account opening.

Unique Features

• No minimum balance required.
• Fee-free incoming international transfers.
• Fee-free Santander Savings and Santander Money Market Savings accounts.

Enrollment Requirements

• Students age 14 to 25
• Parent co-owner if younger than 18
• $10 minimum opening deposit

*See promotions and offers for non-student consumer accounts here.

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3 Accounts In 1: PNC Bank Virtual Wallet Student

This virtual wallet helps you learn how to manage your Spend, Reserve and Growth accounts and take advantage of each account’s different features.

Coverage	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Maintenance Fee	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Overdraft Fees	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Perks	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]
Savings	[su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon][su_icon icon=”icon: star-o” background=”#ffffff” color=”#f8d842″ size=”16″ shape_size=”4″ radius=”0″ margin=”0px 0px 0px 0px”][/su_icon]

Unique Features

• No minimum balance required.
• Get 3 accounts in 1. Checking, short-term savings and long-term savings.
• Up to 2 non-PNC Bank ATM transaction fees waived per monthly statement cycle.
• PNC Bank will refund your first overdraft or NSF fee in the first 12 months after account opening.
• Free overdraft protection.
• One free incoming wire transfer (domestic or international) per monthly statement cycle.

Enrollment Requirements

• Actively enrolled student
• Parent co-owner if younger than 18
• $25 minimum opening deposit ($0 if you open online)

*See promotions and offers for non-student consumer accounts here

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.