Amazon sells just about everything, and with Prime shipping, you can get your order delivered in just two days or less. If you regularly shop on Amazon, you’ll want to use a credit card to maximize rewards on every dollar that you spend.
See our best credit card bonuses here.
We have created a series of guides for the best credit cards for points and miles by spending category. In this guide, we’ll cover the best credit cards for Amazon purchases.
When using a credit card, remember to pay your balance in full and on time each month, and only spend what you can afford to pay. See other tips here.
Best Credit Cards For Amazon Purchases
In our search for the best credit cards for Amazon purchases, we considered the card’s earning rate and return on Amazon spend, sign-up bonus and annual fee. So with those things in mind, here are the best credit cards for Amazon shopping.
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Let’s go into more detail below:
AMAZON PRIME REWARDS VISA SIGNATURE CARD
The Amazon Prime Rewards Visa Signature Card offers no welcome bonus but charges no annual fee. If you’re a subscriber to Amazon Prime membership, this card earns you 5% cash back at Amazon.com and Whole Foods Market. If you’re not a Prime member, you will still get 3% on purchases at Amazon.com and Whole Foods.
Additionally, this card earns 2% on restaurant, gas, grocery & drugstore purchases. For everything else, you get 1% cash back.
The card also offers the following benefits:
- Travel protections
- Purchase protections
- Visa Signature benefits
- No foreign transaction fees
This card is for the Amazon or Whole Foods loyalist. There is no annual fee but an Amazon Prime membership is a must have to get maximum value from the card. For cash rewards, you might get better mileage from the Citi® Double Cash Card.
CHASE FREEDOM UNLIMITED®
The Chase Freedom Unlimited® credit card has an offer for an additional 1.5% cash back on everything you buy, on up to $20,000 spent in your first year of card membership, for up to $300 cash back.
DISCOVER IT® CASH BACK CREDIT CARD
The Discover It® Cash Back Credit Card doesn’t offer a typical sign-up bonus, but rather a high 5% cash back rate in rotating categories on up to $1,500 in purchases (see the quarterly categories here). Examples of recent categories include grocery stores, gas stations, restaurants, and online shopping.
Discover currently offers a lucrative welcome bonus for new cardholders – they will match all of the cash back you’ve earned at the end of the first year. The high cash back rate and doubling of your cash back in the 1st year make the card the best for cash rewards.
AMERICAN EXPRESS EVERYDAY PREFERRED
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
The American Express EveryDay Preferred offers a 15,000 Membership Rewards bonus points when you spend $1,000 within the first 3 months.
This card allows you to earn higher rewards at supermarkets and gas stations. You get 3x Amex Membership Rewards points at U.S. supermarkets on up to $6,000 a year, then 1x points. Plus, a 50% points bonus each statement period that you make 30+ transactions. That’s a total of up to 4.5x points, with a points value of $0.02 each.
The annual fee for this card is $95. See Rates & Fees, Terms Apply.
Additional Guides
While we focused on credit cards for Amazon purchases in this post, you may want to consider other cards with additional earning potential that matches your spending behavior. Click here for our guide on the best credit cards in other categories or check out these other posts:
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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