Best $300 Bank Bonus Offers, Promotions of November 2024

Continuing our exploration into the lucrative world of bank bonuses, we bring to you the next installment in our series. After diving into the details of the $1,000, $500, and $400 bank bonuses, we now set our sights on the equally enticing $300 bank bonus. Think of this post as the latest sequel in our series, providing insights into these attractive banking deals.

Update 11/7/2023: For those looking for even less requirements to meet, we added our list of the best $200 bank bonuses here.

READ MORE: SEE THE FULL LIST OF THE BEST BANK BONUSES.

The Appeal of $300

While the $1,000, $500, and $400 bonuses come with their set of advantages and requirements, the $300 bank bonus is unique in its own right. For those looking for a substantial incentive without necessarily committing to high deposit requirements, this might be the ideal fit.

Factors to Ponder

As with any financial incentive, several elements warrant consideration:

• Minimum Deposit Requirement: Is the deposit threshold for this bonus within your comfort range?
• Account Type: Some bonuses may apply only to specific account types, such as checking, savings, or business accounts.
• Duration to Maintain Balance: Understanding how long you need to sustain a particular balance is crucial.
• Account Features: Beyond the bonus, what other perks or benefits does the bank offer that resonate with your banking needs?

Why Opt for a $300 Bonus?

A $300 bonus can be a lucrative incentive for many. Whether you’re looking to supplement your income, treat yourself, or save up for a future expense, an extra $300 can make a significant difference.

Selecting the Perfect Offer

It’s always a wise move to look beyond just the bonus amount. Weigh the account’s long-term benefits and requirements to ensure it aligns with your financial objectives.

The Best $300 Offers

SoFi Checking & Savings: Up To $325 + Up To 4.60% APY

• What you’ll get: Up To $325 + Up To 4.60% APY
• Where it’s available: Nationwide
• How to earn it: Receive a bonus worth up to $325 based on the total of the direct deposits you receive in a 25-day evaluation window when you open a SoFi Checking and Savings account. Members will also earn up to 4.20% APY. See the Bonus Details section below for more information.
• When it expires: 6/30/2024

>> OFFER LINK

Other Top $300 Bank Bonus Offers

• Live Oak Bank Business Savings Promotion: Earn a $200 Bonus (Nationwide) – Ends 1/13/25
• BMO Checking Account $300 Cash Bonus – Ends 2/3/25
• Trustco Bank Bonus: $300 Personal/Business Checking & Savings – Ends 12/31/24
• Wells Fargo Bank Bonus: $325 Offer for the Everyday Checking Account – Ends 1/7/25
• Fifth Third Bank Bonus: Earn $300 Personal Checking Account Offer – Ends 1/6/25
• BMO Smart Advantage Checking Review: $300 Sign Up Bonus & No Monthly Fee
• Earn $300 With TD Bank Beyond Checking Bonus – Ends 1/1/25
• BMO Business Account Promotions: $750 Business Checking Bonus [Nationwide] – Ends 2/1/25
• Chase Checking Bonus: $300 Chase Total Checking® Offer [Nationwide] – Ends 1/22/2025
• KeyBank Key Smart Checking® $300 Bonus Promotion – Ends 12/13/24
• M&T Bank $500 MyChoice Premium Checking Bonus – Ends 11/30/24
• Capital One 360 Performance Savings: Earn Up To $1,500 Bonus With Promo Code BONUS1500 [Nationwide]
• Suffolk Credit Union Bonus: $300 Checking Promotion [NY] – Ends 12/31/24
• Banner Bank Bonus: Up To $600 Business Checking & Savings Promotion [CA, ID, OR, WA] – Ends 12/31/24
• Citizens Bank Bonus: Up To $400 Checking Promotion – Ends 11/21/24
• Baselane Review & Bonus Offer: $150 Sign Up & 3.77% APY On Banking Balances
• Baselane Review: Banking for Landlords – Plus Get $150 Bonus & 3.77% APY
• Wells Fargo $300 Everyday Checking Account Bonus – Ends 1/8/2025
• KeyBank Bonus: Key Select Checking® $300 Sign-Up Cash Offer – Ended
• Altra Federal Credit Union $300 Checking Bonus: No Direct Deposit Required – Ended
• S&T Bank $300/$400 Personal Checking Bonuses [OH, PA] – Ends 12/31/24
• Camden National Bank Bonus: $300 Checking & Savings Offer (ME, NH) – 11/15/24
• PSECU Bonus: Up To $300 Checking Offer [Nationwide] – Ends 12/31/24
• Dollar Bank Promotions: $600 Checking Bonus [OH, PA, VA] – Ends 10/31/24
• Abington Bank Promotions: $300 Personal Checking Promotion [MA, CT, RI, NH] – No End Date
• OneAZ Credit Union Promotions: $300 Checking Account Bonus (AZ) – Ended
• Commerce Bank Promotion: $300 Free Checking Account – Ended
• Financial Plus Credit Union $300 Checking Bonus [MI] – No End Date
• Cedar Rapids Bank & Trust Bonus: $333 Checking Offer With Promo Code MAXXHOLIDAYS [IA] – Ends 8/31/24
• First Commonwealth Federal Credit Union $300 Checking Bonus [NJ, PA] – Ends 8/31/24
• TruStone Financial CU Promotions: Up To $350 Checking Bonus [MN, WI] – Ends 12/31/24
• HarborOne Bank Bonus: $300 or $600 Checking Offer [MA, NH, RI] – No End Date
• KeyPoint Credit Union: Up To $300 Checking Account, $100 Referral Bonuses [Nationwide] – No End Date
• Central Bank Promotions: $300, $400 Checking & Savings Bonuses [CO, IL, KS, MO, OK] – Ends 12/31/24
• New York Community Bank $350 Checking Bonus [AZ, FL, MI, NJ, NY, OH] – Ended
• First Tech Federal Credit Union Promotions: Credit Card Bonuses [Nationwide]
• Hancock Whitney Bank Promotions: $300 Checking Offer [AL, FL, LA, MS, TX] – Ended
• Ameris Bank Bonus: $300 Checking Promotion [AL, FL, GA, NC, SC] – Ends 2/29/24
• BluPeak Credit Union $300 Checking Bonus (Formerly USE CU) [CA] – No End Date
• Associated Bank $300, $400, $600 Checking Bonus [IA, IL, IN, KS, MI, MN, MO, OH, WI] – Ends 3/31/24
• Broadway National Bank: Up To $500 Business Checking Offer [TX] – No End Date
• Firstmark Credit Union $300 Checking Bonus [TX] – No End Date
• Cedar Rapids Bank & Trust Bonus: $100 Checking Referring Offer [IA] – Ends 12/31/23
• Liberty Bank $300 Checking Bonus [CT, MA, RI] – Ended
• Teachers Federal Credit Union $300 Checking Bonus [Nationwide] – No End Date
• AllTru Credit Union Promotions: $300 Checking & $100 Checking Referral Bonuses [MO] – Ends 11/30/23
• First National Bank of Omaha (FNBO) $300 Checking + $200 Savings Bonus [CO, KS, NE, IA, SD, IL, TX, MO, WI, WY] – Ended
• FirstBank Review: $300 Checking Account Sign-Up Bonus [AZ, CA, CO] – Ends 12/31/23
• First Niagara Bank Promotions: $100, $200, $300 Bonuses – Ended
• Inspire Federal Credit Union Promotions: $300 Checking Bonus [PA] – Ended
• WesBanco $350 Checking Account Bonus [IN, KY, OH, PA, WV] – Ended

READ MORE: BANK OF AMERICA IS OFFERING NEW CUSTOMERS A CHECKING BONUS

Bottom Line

The $300 bank bonus offers an excellent opportunity for those looking to reap rewards without diving into high deposit requirements. As we always emphasize, the key lies in understanding the fine print and ensuring the bank’s offer aligns with your individual needs.

How To Earn More Than $300?

If you’re interested in earning more than $300, see the other bank bonuses featured in the other posts in our series:

• $1000+ Bank Bonuses
• $500+ Bank Bonuses
• $400+ Bank Bonuses

Here’s our favorite offer that is more than $300:

Frequently Asked Questions

1. How common are $300 bank bonuses? $300 bonuses are relatively popular, with many banks offering them as a middle-ground incentive for new customers.

2. Can the bonus affect my credit score? Usually, opening a bank account doesn’t impact your credit score, but always review the terms. Some banks might perform a “hard pull” on your credit.

3. What happens if I close my account early? Closing your account before meeting the bank’s specified duration might result in a penalty or forfeiture of the bonus.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.