Bank Of The West Bonus: $25 Per Referral, Up To $1,000 Offer [Available in Many States] – Ended

Get the latest Bank of the West (bankofthewest.com) bonuses and promotions here.

• Update 12/24/23: Bank of the West is now BMO Bank.

There are branches in the following states: AZ, CA, CO, IA, ID, KS, MN, MO, ND, NE, NM, NV, OK, OR, SD, UT, WA, WI, WY. Bank of the West is a fairly big bank with over 550 branches.

Typical promotions for Checking accounts have been for $150, $200 and $300. They also oftentimes have promotions for their investment services where you can earn $200-$2,500 in bonus money.

READ MORE: WELCOME OFFERS FROM CHASE AND BMO.

Bank Of The West Promotions Review Below

Bank Of The West Bonus: $25 Per Referral, Up to $1,000 Offer

• What you’ll get: $25 for each person you refer
• Where it’s available: AZ, CA, CO, IA, ID, KS, MN, MO, ND, NE, NM, NV, OK, OR, SD, UT, WA, WI, WY
• How to earn it: Earn the bonus for each friend or family member who opens a qualifying Bank of the West checking account (up to $1,000 per calendar year).
  • Enter your information at the offer link below to receive your promo code
  • Share the promo code and link with your friends
  • Get $25 when your friend opens a qualifying checking account
  • Eligible checking accounts must be opened by 12/31/2022
• When it expires: None listed

Fine Print

• To be eligible for the Refer-a-Friend bonus, you must currently maintain a personal checking account.
• Incorrect information input in www.bankofthwest.com/referafriend will delay or disqualify your referral bonus.
• To receive the $25 Refer-a-Friend bonus: 1) Refer your family members and friends to open a new Bank of the West personal checking account with qualifying activities through the referral site or visit a local branch; 2) Referred candidate must be a new Bank of the West personal checking customer and open a new eligible personal checking account using the corresponding promo code to apply in branch or through the Refer-a-Friend offer page link; 3) After your referred friend or family member has opened a new Bank of the West personal checking account and has fulfilled the qualifying activities, the $25 referral bonus will be deposited to your primary Bank of the West checking account within 120 days.
• Your checking account must be in open status and have a positive balance (greater than $0 balance) in order to receive the bonus.
• You can receive up to 40 referral bonus deposits (totaling $1,000) per calendar year.  
• Bank of the West employees are not eligible to participate in this program either as a referring customer or as a receiver of a referral from another Bank of the West customer.
• To the extent required by law, Bank will report total value of the offer to the IRS on Form 1099.
• All accounts are subject to the Bank’s standard terms and conditions and Schedule of Fees and Charges.
• Bank of the West reserves the right to change or discontinue the Refer-a-Friend program at any time without prior notification.

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[Expired] Bank Of The West Bonus: $250 Checking Offer

• What you’ll get: $250 bonus
• Where it’s available: AZ, CA, CO, IA, ID, KS, MN, MO, ND, NE, NM, NV, OK, OR, SD, UT, WA, WI, WY
• How to earn it:
  • Get $250 when you open an Any Deposit Checking account either online (promo code automatically applied) or in-branch, AND
  • Make direct deposits of at least $1,000 per month, three months in a row.
• When it expires: 9/30/2022

How To Earn The Bonus

• Get $250 when you open an Any Deposit Checking account either online (promo code automatically applied) or in-branch, AND
• Make direct deposits of at least $1,000 per month, three months in a row.

Waive The Monthly Fee

$10.00 monthly service charge waived with one deposit of any amount each statement cycle. Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. Opening deposit can be any amount ($0.01 or more). No monthly service charge if any account owner is under 25 years of age.

Fine Print

• Apply for a new, qualifying consumer checking account with a promotion code during the qualification period (see the offer).
• Account must be opened online at www.bankofthewest.com/checkingbonus or in a branch.
• Qualifying checking accounts are consumer checking accounts, excluding UCB Student Checking and Bank of the West Premier Checking accounts.
• The minimum opening deposit for other checking accounts eligible for the checking bonus is $100.
• Customer must make qualifying direct deposits totaling $1,000 or more, monthly for three consecutive calendar months to the new checking account.
• One or more separate direct deposits in a single calendar month that add up to $1,000 qualify.
• Fulfillment of the offer requirements is based on calendar months which may not coincide with statement cycles. For example: if the checking account is opened in August, then sequential direct deposits made in August, September and October; or September, October and November; or October, November and December or November, December and January would each qualify.
• A qualifying direct deposit must be payroll, Social Security, pension or other government benefits.
• Non-qualifying direct deposits include transfers from Bank of the West or Bank of the West affiliate accounts, credits from Bank of the West, ACH bank-to-bank transfers, person-to-person transfers using a mobile payments service such as Zelle®, or deposits made at a branch or ATM.
• Qualifying direct deposits must be funds new to the Bank.
• Only one new checking bonus can be applied to a checking account.
• Only one individual per residential address is eligible for this bonus offer.
• Promotion code required at account opening.
• Offer does not apply to second or multiple checking accounts.
• Bank will classify the bonus as interest paid to the checking account.
• Any applicable taxes associated with the bonus are the responsibility of the account holder.
• To the extent required by law, Bank will report the total value of this bonus to the IRS on Form 1099 for tax year 2022.
• New money does not include fund transfers between Bank of the West or Bank of the West affiliate accounts or any credits that may be applied from Bank of the West or any Bank of the West affiliate.

See offers from Chase, Aspiration, Bank of America and more here.

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[Expired] Bank Of The West Bonus: Up To $600 For Checking

• What you’ll get: Up to $600 bonus
• Where it’s available: AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
• How to earn it:
  • Earn $500 by opening a Premier Checking account and deposit $25,000 and maintain a $25,000 average monthly balance for three full calendar months.
  • Earn an additional $100 by opening a Choice Money Market Savings account with a minimum of $10,000 in funds new to Bank of the West and maintain a $10,000 average monthly balance for three full calendar months.
• When it expires: 8/6/2021

How To Earn The Bonus

• Earn $500 by opening a Premier Checking account and deposit $25,000 and maintain a $25,000 average monthly balance for three full calendar months.
• Earn an additional $100 by opening a Choice Money Market Savings account with a minimum of $10,000 in funds new to Bank of the West and maintain a $10,000 average monthly balance for three full calendar months.

Waive The Monthly Fee

Bank of the West Premier Checking Monthly Service Charge:

There is a Monthly Service Charge of $25 for the Bank of the West Premier Checking account. They will waive the Monthly Service Charge for the first two statement cycles on the new account. The Monthly Service Charge can be waived with a $25,000 average monthly combined balance in eligible accounts. Eligible accounts include personal checking accounts, savings accounts, money market accounts, CDs, and IRAs and certain BancWest Investment Services (BWIS) investment accounts.

Bank of the West Choice Money Market Savings Monthly Service Charge:

There is a Monthly Service Charge of $15 for the Bank of the West Choice Money Market Savings account. The Monthly Service Charge can be waived by completing the following:

• Maintain a Bank of the West Premier Checking account with identical ownership to your Bank of the West Choice Money Market Savings OR
• Maintain an average monthly balance of at least $5,000 in the Choice Money Market Savings account OR
• Use Auto-Save to set up a recurring monthly transfer of $75 or more from any Bank of the West personal checking account to your Choice Money Market Savings account

Fine Print

Bank of the West Premier Checking:

• Apply for a new personal Bank of the West Premier Checking account through BankoftheWest.com/premier600 or at a Bank of the West (Bank) branch.
  AND
• Make a minimum of $25,000 or more in total deposits in the Bank of the West Premier Checking account by the last day of the month of account opening and maintain an average monthly account balance of at least $25,000 for 3 full calendar months immediately following the month of account opening. Please note that the average monthly balance indicated on your account statement is based on a statement cycle that may not be a calendar month.
• Bank of the West Premier Checking Account must be in open status and have a positive balance (greater than $0 balance) to be eligible to receive the bonus.
• Bonus will be credited to the new, open Bank of the West Premier Checking account.
• BWIS Investment Accounts, IRA CDs, Investment IRAs and business accounts are not eligible for combining balances to receive the bonus.
• Businesses and public funds are not eligible for this offer.
• Bank will classify the bonus ($500 or $600 whichever applies) as interest paid to the Bank of the West Premier Checking account.
• Any applicable taxes associated with the bonus are the responsibility of the Bank of the West Premier Checking account holder.
• To the extent required by law, Bank of the West will report total value of this bonus to the IRS on Form 1099-INT for the applicable year in which the bonus was paid.

Bank of the West Choice Money Market Savings:

• Apply for a new personal Bank of the West Premier Checking account and meet all eligibility requirements indicated above to receive the $500 bonus and apply for a new Choice Money Market Savings account with identical ownership to your Bank of the West Premier Checking account.
• Open a Choice Money Market Savings account with a minimum opening deposit of $10,000 or more in funds new to Bank of the West. The minimum deposit of $10,000 needs to be in the Choice Money Market Savings account by the last day of the account opening month and maintain an average monthly balance of at least $10,000 for 3 full calendar months after the month of account opening to receive an additional $100 bonus.
• You can apply for the new Premier Checking account and the new Choice Money Market Savings account in two ways: 1) through BankoftheWest.com/premier600 or 2) at a Bank of the West (Bank) branch.
• The Premier Checking account and Choice Money Market Savings account must be in open status and have a positive balance (greater than $0 balance) to be eligible to receive the bonuses.
• Bonus will be credited to the new, open Bank of the West Premier Checking account.
• If you open a new Premier Checking account online and later decide to open a Choice Money Market Savings account to receive the additional $100 bonus, then you must open the Choice Money Market Savings account in a branch using the promotion code provided.
• This offer does not apply to second or multiple Choice Money Market Savings accounts.
• If for whatever reason the Premier Checking account is ineligible for the $500 bonus, the Choice Money Market Savings account automatically becomes ineligible for the $100 bonus.
• Businesses and public funds are not eligible for this offer.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.