Have you ever wondered if your online bank truly values your business? Axos Bank’s latest bonuses and promotions are turning heads and proving that some banks do go the extra mile for their customers. With an impressive lineup of high-yield savings, money market accounts, CDs, and checking options, Axos Bank stands out in the crowded field of online banking. But it’s not just about the variety of products; it’s the combination of competitive APYs, minimal fees, and ATM fee reimbursements that sets Axos apart.
Let’s dive into why Axos Bank, along with its subsidiary UFB Direct, should be your top choice for maximizing your financial growth.
Expert Insight: Axos Bank was named Forbes Advisor’s Best Overall for Online Banking in 2021 and GoBankingRate’s 10 Best Online Banks for 2016, 2017, 2018, 2020. See all of their recognitions here.
They’re offering competitive rates similar to other top online banks, such as American Express Online Banking and CIT Bank.
Key Takeaways
- Exclusive Offers: Use promo codes revealed in this article for bonuses up to $500 (offer links below).
- No Hidden Fees: Enjoy zero monthly maintenance, overdraft, or NSF fees on selected accounts.
- High APYs: Competitive interest rates on checking, savings, and money market accounts.
- ATM Reimbursements: Get unlimited domestic ATM fee reimbursements with Rewards Checking.
- Easy Account Management: Manage your debit card and direct deposits online effortlessly.
- Business Bonuses: Up to $400 bonus for new business checking accounts with minimum balance requirements.
- Referral Rewards: Participate in the Give $50, Get $50 referral program for additional bonuses.
Best Axos Bank Bonuses
Axos Bank Basic Business Checking Up To $400 Offer
How To Earn The Bonus:
- Open a business checking account by January 31, 2025
- Get up to $400 when you use promo code NEW400 on your application
- Maintain a minimum average daily balance of $50,000.*
Offer Expires: January 31, 2025
Axos Business Interest Checking Up To $400 Offer
How To Earn The Bonus:
- Open a business checking account by Jan. 31
- Get up to $400 when you use promo code NEW400 on your application
- Maintain a minimum average daily balance of $50,000.*
Offer Expires: January 31, 2025
UFB Portfolio Savings: Up To 4.01% APY
- Earn up to 4.01% APY*.
- No maintenance or service fees
- No minimum deposit requirements
- Complimentary ATM card
- Digital tools for seamless remote banking
- Free transfers between direct deposit accounts
Read additional details about UFB Portfolio Savings & Money Market
UFB Portfolio Money Market Account: Up To 4.01% APY
- Earn up to 4.01% APY*.
- No monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
- Access your funds 24/7 with easy-to-use digital banking tools.
- Enjoy peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.
Axos Bank High Yield Savings Review: A Competitive Option for Growing Your Savings
Looking for a high-yield savings account that offers solid returns with no fees? In this Axos Bank High Yield Savings review, we’ll dive into the features, rates, and benefits to help you determine if it’s the right fit for your… GET OFFER
Axos Bank CashBack Checking Review: A Checking Account That Puts Cash Back In Your Hands
Looking for a checking account that rewards you for doing what you already do—spend? Axos Bank’s CashBack Checking offers some attractive perks, including up to 1.00% cash back on your debit card purchases. Let’s see how this account compares to… GET OFFER
Axos Bank Basic Business Checking Up To $400 Bonus [Nationwide] – Ends 1/31/25
Earn up to a $400 bonus for your business: Use promo code NEW400 to open a new Basic Business Checking account with Axos Bank. Full details below! How To Earn The Bonus What you'll get: Up to $400 bonus Where… GET OFFER
Axos Bank Business Interest Checking Up To $400 Bonus [Nationwide] – Ends 1/31/25
Earn up to a $400 bonus for your business: Use promo code NEW400 to open a new Business Interest Checking account with with Axos Bank. Full details below! See all offers from Axos at the bottom of this write-up. How… GET OFFER
Business Premium Savings Up To $375 Bonus & 4.01% APY [Nationwide] – Ends 1/31/25
Business Premium Savings from Axos Bank is offering up to $375 and 4.01% APY. Check out Axos Bank Business Interest Checking for an alternative business bank bonus. Are you looking for a way to maximize your business savings while minimizing… GET OFFER
Axos Bank Golden Checking: A Smarter Way to Bank for 55+
Discover Axos Bank Golden Checking for those 55+. Enjoy zero maintenance fees, free personal checks, and ATM fee reimbursements. Learn if it’s right for you. Introduction: Banking for the Golden Years As someone who’s always appreciated the value of smart… GET OFFER
Axos Bank Rewards Checking Review: Earn Up to 3.30% APY with No Fees!
Discover Axos Bank Rewards Checking account—earn up to 3.30% APY with no fees and ATM reimbursements! See if it's the right choice for you. Introduction: The Checking Account That Rewards You I’ve always been skeptical of high-interest checking accounts. Many… GET OFFER
UFB Direct Combine Freedom Checking & Portfolio Savings for Max Benefits Up To 4.21% APY
Earn up to 4.21% APY with UFB Direct’s Freedom Checking & Portfolio Savings. Learn how to boost your savings, avoid fees, and maximize benefits with this combination. Introduction: Maximize Your Savings & Checking When it comes to saving and managing… GET OFFER
Axos Essential Checking Review: Fee-Free Banking with Perks
Axos Essential Checking offers fee-free banking with perks like early direct deposit, unlimited ATM reimbursements, and no monthly maintenance fees. Learn how it works! Have you ever been frustrated by the never-ending bank fees? I know I have. One day,… GET OFFER
UFB Portfolio Savings & UFB Portfolio Money Market Accounts Earn Up To 4.01% APY
Earn up to 4.01% APY with UFB Portfolio Savings and UFB Portfolio Money Market accounts. Enjoy competitive rates, no maintenance fees, and seamless online banking. Quick Takeaways: UFB Direct offers up to 4.01% APY on both Portfolio Savings and Portfolio… GET OFFER
Axos One: High-Interest Savings and Checking Bundle Without the Hassle
Explore how Axos One’s bundled savings and checking accounts simplify banking, offering high APYs without the hassle of hidden fees! Earn up to 4.86%. Introduction: The Power of Bundled Banking Managing finances can sometimes feel like a full-time job. From… GET OFFER
Axos Bank Give $50, Get $50 Referral Program For Essential/Rewards Checking Accounts
Axos bank has a Give $50, Get $50 referral program where you can earn $50 per qualified referral for the Essential Checking or Rewards Checking account. Update 2/4/2024: The offer is still active with no end date. Feel free to… GET OFFER
A Closer Look at Axos Bank Bonuses
Axos Bank has carved a niche for itself in the digital banking space, offering a range of products designed to cater to the needs of the modern saver and investor. From high-yield savings accounts that make your money work harder, to money market accounts that offer the perfect blend of accessibility and growth, Axos ensures your financial goals are within reach. Their certificates of deposit (CDs) come with competitive rates, providing a safe and predictable way to grow your savings over time. Moreover, Axos’ checking account options are tailored to fit various lifestyles, ensuring that whether you’re a frequent traveler or someone looking for high returns on your balance, there’s an account for you.
Maximizing Your Benefits with Axos Bank
The true allure of Axos Bank lies in its ability to offer more than just great products. The bank’s commitment to minimal fees means more of your money stays in your pocket. ATM fee reimbursements are a boon for those who need cash on the go, ensuring you’re never far from your money, no matter where you are in the world. Furthermore, the competitive APYs offered by Axos and UFB Direct mean your savings grow faster, making it easier to reach your financial goals.
Navigating Axos Bank Bonuses and Promotions
Understanding and leveraging the bonuses and promotions offered by Axos Bank can significantly enhance your banking experience. These incentives are designed not only to attract new customers but also to reward existing ones, making it a win-win for everyone. Whether it’s a cash bonus for opening a new account, a higher APY on savings accounts, or special offers for direct deposits, taking advantage of these promotions can provide a substantial boost to your financial health.
Compare Axos Bank Bonuses With Others
Axos Bank sets itself apart with its unique blend of attractive offerings and customer-centric features. Unlike many traditional and online banks, Axos Bank bonuses often stand out for their higher value and the diverse range of financial products eligible for these rewards, including high-yield savings accounts, interest-earning checking accounts, and more.
While other banks might offer similar incentives, Axos enhances the deal with low to no fees, high APYs, and a user-friendly digital banking experience.
Compare for yourself by looking through these other bank bonuses:
- Best Bank Bonuses & Promotions of January 2025 - This comprehensive guide will help you maximize your financial gains through the best bank bonuses, promotions & offers, providing detailed insights and comparisons to help…
- BMO Checking Account $300 Cash Bonus – Ends 2/3/25 - Looking for an easy way to earn a cash bonus* while opening a new checking account? Now’s the perfect time to consider BMO, as they…
- Regions Bank $400 Checking Account Bonus [Available in Many States] – Ends 3/31/25 - Are you looking for a substantial bank bonus? If you're in AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN,…
- Wells Fargo Bank Bonus: $325 Offer for the Everyday Checking Account – Ends 2/25/25 - Wells Fargo is offering a $325 bonus by opening an Everyday Checking account. This offer is designed for both new and existing customers looking to…
- Wells Fargo $300 Everyday Checking Account Bonus – Ends 4/16/2025 - If you're looking for an easy way to earn some extra cash while managing your everyday banking, Wells Fargo has a fantastic offer you won’t…
- Wells Fargo Premier Checking $2,500 Upgrade Bonus – Ends 4/16/25 - Wells Fargo is currently offering a bonus of $2,500 for opening or upgrading to a Wells Fargo Premier relationship. To qualify for the bonus, customers…
Our Take On Axos Bank
As we wrap up our exploration of Axos Bank, it’s clear that this institution stands out in the crowded online banking space, not just for its comprehensive range of account options and low fees, but also for the enticing Axos Bank bonuses that frequently greet new customers. My personal experience with Axos has highlighted the convenience and efficiency of managing finances without the need for physical branches, all while enjoying the perks of a highly rated mobile app that seamlessly integrates personal and business banking, loans, investing, and more.
The Rewards Checking account, in particular, has been a game-changer for me, offering the dual benefits of no monthly fees and the ability to earn interest, which is a rarity in today’s market. The frequent and generous Axos Bank bonuses are a testament to the bank’s commitment to welcoming new customers and providing value that goes beyond traditional banking services.
Navigating the Axos Bank app and website is a breeze, thanks to their user-friendly design and quick load times, making financial management not just easy but almost enjoyable. Beyond personal banking, Axos also excels in offering business, commercial, and industrial banking services, along with options for trading/investing and retirement planning, making it a versatile choice for a wide range of financial needs.
In short, the combination of Axos Bank bonuses, innovative banking solutions, and a customer-centric approach makes Axos Bank a standout choice for anyone looking to maximize their banking experience in the digital age. Whether you’re diving into online banking for the first time or seeking a more rewarding relationship with your bank, Axos seems to tick all the right boxes, offering a blend of value, convenience, and security that is hard to beat.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
By Tony Jay, a seasoned finance blogger and executive editor, who boasts over two decades of experience in the banking sector, with a specialization in online banking and savings strategies. Tony holds a doctoral degree from Tulane University. Edited by John Huynh, who brings more than two decades of experience in finance and investing, including as a senior finance and operations manager at a renowned research institute and degrees in economics and international studies from UC Irvine.
Unlock Your Trading Potential with Interactive Brokers – Click Here to Learn More!
Discover more from MoneysMyLife
Subscribe to get the latest posts sent to your email.