Affinity Federal Credit Union (affinityfcu.org) promotions and offers can be found updated here. Typical offers range from $150 to $500.
This credit union was established in 1935 and is headquartered in Basking Ridge, New Jersey. They have 23 locations throughout Connecticut, New Jersey and New York.
READ MORE: WELCOME OFFERS FROM CHASE AND BMO.
Membership Information For Affinity Federal Credit Union:
Membership in Affinity Federal Credit Union is open to anyone through membership in the New Jersey Coalition for Financial Education ($5 membership fee). Membership is also open to employees of AT&T, AT&T Wireless, Saint Peter’s University Hospital and over 2,800 Select Employer Groups. See current membership info.
Membership in Affinity Federal Credit Union is open to anyone through membership in the New Jersey Coalition for Financial Education ($5 membership fee). Membership is also open to employees of AT&T, AT&T Wireless, Saint Peter’s University Hospital and over 2,800 Select Employer Groups. See current membership info.
See Posts History below for more offers from Affinity CU.
Affinity FCU Promotions Review Below
Affinity FCU $100 Checking Referral Bonus, Earn Up To $1,000
- What you’ll get: $100
- Where it’s available: CT, NJ, NY
- How to earn it:
- Share this offer with friends and family.
- Your friend or family member opens an Affinity Cash Back Debit account with a direct deposit of $100 or more.
- You and your friend will both receive $100 deposited to your checking or savings account!
- When it expires: None listed
Waive The Monthly Fee
- To qualify for no monthly fees and avoid the $2 monthly paper statement fee, upon opening your Cash Back Debit Account, you must enroll in paperless statements (eStatements) either by registering and logging in to your Online Banking or Mobile Banking account.
- For new members the paper statement fee is waived for the first 45 days of membership, after that, if you have not enrolled in eStatements you may be assessed a $2 paper statement fee per month.
- Enrollment in eStatements means you will not receive mail delivery of your statements and you have agreed to Electronic Delivery Disclosure.
- You may withdraw your consent to receive paperless statements anytime by logging in to your Online Banking or Mobile banking account.
- If you choose to withdraw from eStatements you will be charged a $2 monthly paper statement fee.
- Note: The fee is waived for tenant accounts, members age 70 or older; and children age 12 and under.
Fine Print
- The Member, or Referrer.
- Members of Affinity Federal Credit Union in good standing and 18 years of age or older with an active Affinity checking or savings account are eligible to participate.
- Once a member makes a referral, they become a “Referrer” and will be provided with a unique referral link that allows them to receive a $100 bonus for each referred friend or family that has met all the qualifying criteria as defined below.
- The member may earn a maximum of $1,000 in referral bonuses per calendar year, which equates to 10 friends, family or colleagues completing the qualifying criteria.
- There is no limit to the number of referrals a member can make.
- The Friend, Family or Referred.
- In order to receive the $100 bonus, the referred friend or member must
- 1) Open an Affinity Cash Back Debit account
- 2) Make a qualifying direct deposit of $100 or more within 60 days of account opening. A qualifying direct deposit is an automatic electronic deposit known as an ACH (Automated Clearing House) of your paycheck, Social Security, pension, or other recurring income in the amount of $100 or more.
- Multiple deposits totaling $100 do not qualify. External and internal transfers, mobile deposits, cash, or check deposits and person-to-person payments such as Zelle®, do not qualify as a direct deposit.
- Offer valid only for new members who join Affinity.
- In order to receive the $100 bonus, the referred friend or member must
- Fulfillment.
- Bonus will be deposited into the referring member and new member’s checking account by the last business day of the month following completion of all qualifying criteria (for example: if the new member’s account is opened on July 15, 2022; qualifying deposits are made by August 13; $100 bonus will be deposited to the members eligible checking or savings account and the new member’s Cash Back debit account by September 30, 2022).
- Bonus may be reported as taxable income and will be reported on an IRS 1099 Form, if applicable.
- Additional exclusions may apply.
- Offer subject to change without notice.
- Employees of Affinity Federal Credit Union or any of its or their subsidiaries, affiliates or promotional agencies are not able to participate.
- They reserve the right at any time and in their sole discretion to cancel, modify or terminate the program at any time for any reason.
- They may terminate your participation in this program at any time in they sole discretion, but these Terms and Conditions will continue to apply to qualified referrals made prior to such termination or cancellation, unless your participation is terminated because of a violation of these Terms and Conditions or any fraud or abuse relating to this program by you or anyone acting on your behalf.
Bottom Line
The combined signup bonus and cashback on purchases makes this a nice offer. See top promos from TD Bank, Chase, Aspiration, Bank of America and many more here.
[Expired] Affinity FCU $150 Checking Bonus + 1% Cash Back Up To $120
- What you’ll get: $150
- Where it’s available: CT, NJ, NY
- How to earn it:
- To receive the $150 bonus, you must:
- 1) Open an Affinity Cash Back Debit account online using the Apply Now button on the offer link.
- 2) Make recurring, qualifying direct deposits of $500 or more per month for three consecutive months. The first direct deposit must be made within 30 days, the second deposit within 31-60 days and the third deposit 61-90 days of the account opening date.
- 3) Make 10 or more purchases with the debit card associated with your Affinity Cash Back Debit account within 90 days of the account opening date. Qualified debit card transactions include signature and PIN based debit transactions in person directly at a merchant location or in app or online merchant sites. Qualified debit card transactions from all debit cards on the account count toward the bonus. Online Bill Payments, Zelle® transactions and ATM transactions do not qualify.
- 1% Cash Back on purchases
- Up to $1,000 in debit card purchases (point of sale purchases can be either a PIN or signature debit card purchase, including online transactions) each month.
- Up to $120 cash back per year maximum.
- To receive the $150 bonus, you must:
- When it expires: 6/30/2022
Waive The Monthly Fee
- To qualify for no monthly fees and avoid the $2 monthly paper statement fee, upon opening your Cash Back Debit Account, you must enroll in paperless statements (eStatements) either by registering and logging in to your Online Banking or Mobile Banking account.
- For new members the paper statement fee is waived for the first 45 days of membership, after that, if you have not enrolled in eStatements you may be assessed a $2 paper statement fee per month.
- Enrollment in eStatements means you will not receive mail delivery of your statements and you have agreed to Electronic Delivery Disclosure.
- You may withdraw your consent to receive paperless statements anytime by logging in to your Online Banking or Mobile banking account.
- If you choose to withdraw from eStatements you will be charged a $2 monthly paper statement fee.
- Note: The fee is waived for tenant accounts, members age 70 or older; and children age 12 and under.
Fine Print
- Offer valid only for new members who join Affinity.
- Bonus will be deposited into your checking account 30 days after all qualifying criteria has been met.
- Bonus offer excludes MoreChecking, Business checking, Teen Checking and Revolution Spend accounts.
- Bonus may be reported as taxable income and may be reported on an IRS 1099 Form, if applicable.
- Limit of one checking bonus per person.
- Additional exclusions may apply.
- Offer subject to change without notice.
- Cash back earned each month will be credited to your Affinity Cash Back Debit Account by the next month’s statement cycle.
- ATM transactions, the purchase of money orders or cash equivalents, loan payments and account funding made with your debit card are not eligible for cash back rewards.
- This offer is only eligible with an Affinity Cash Back Debit Account.
- The Affinity Cash Back Debit Account has no minimum opening deposit and no minimum balance requirements.
- Cash back offer terms and conditions are subject to change without notice.
- Cash back earned may be reported on an IRS 1099 Form, if applicable.
Bottom Line
The combined signup bonus and cashback on purchases makes this a nice offer.
[Expired] Affinity Federal CU $500 Business Bonus
Earn up to a $500 maximum bonus with a new Business account with this one.
- Offer expiration not listed; can end at any time
- Available in CT, NJ, NY
- Direct deposit isn’t required for the bonus
- Business Basics Checking and Business Performance Checking qualify for the Checking bonuses
- Merchant Services sign-up is required for $100 of the maximum $500 bonus
How To Earn Up To $500 In Bonuses
EARNING THE BONUSACCOUNT FEATURESFINE PRINT
First, earn either a $150, $300 or $400 bonus for a new Business Checking account.
- $400 Bonus: When you open a Business Basics or Business Performance Checking account AND a new Affinity Business Money Manager account with an average daily minimum balance of $50,000 between both accounts.
- $300 Bonus: When you open a Business Basics or Business Performance Checking account with an average daily minimum balance of $25,000.
- $150 Bonus: When you open a Business Basics or Business Performance Checking account with an average daily minimum balance of $5,000.
Earn an additional $100 bonus when you sign up for Merchant Services through Affinity and your deposit transactions are credited to an Affinity account.
Business Basics Checking
Great for small to medium-sized businesses that fulfills all of your basic banking needs.
- 100 free transactions
- No minimum deposit requirements
- No minimum balance requirements
Business Performance Checking
A business analysis checking account that’s ideal for businesses with high transaction volume and higher balances.
- Optimal for larger businesses with more complex cash management service needs such as ACH Transactions, Remote Deposit Capture and Positive Pay.
- No minimum balance requirements
- Earn a competitive earnings credit to offset monthly maintenance and transaction fees.
- To receive the above bonus, you must open an Affinity Business Basics Checking or Affinity Business Performance Checking account, in person, at an Affinity branch or on the phone with an Affinity representative.
- Within 90 days of account opening you must maintain the required average daily minimum balances stated above and conduct a minimum of 15 account transactions.
- Total transactions may be any combination of debit card transactions, mobile deposits (data and other wireless carrier charges may apply), remote deposit captures, online bill pays, or ACH transactions.
- Receive an additional $100 bonus when you sign up for Merchant Services through Affinity and your deposit transactions are credited to an Affinity account.
- Maximum bonus you can receive is $500.
- Once all of the qualifying criteria have been met your checking account will be credited with the bonus within 45 days.
- Limit of one bonus offer per business member.
- Limited time offer.
- Subject to change without notice.
Posts History:
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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